Junior Credit Analyst Johannesburg North

Sydsen Recruit; Randburg; On-site; ZAR 180,000 - 240,000; Full time

Job summary

Sydsen Recruit is seeking a Junior Credit Analyst for their client in Johannesburg North. The role focuses on administrative support to a loan originator, handling confidential information and processing files efficiently.

Candidates must be organized, able to work under pressure, and maintain professionalism and confidentiality. Minimum qualification is a high school diploma, with strong math, communication, and customer service skills.

Qualifications

• High school diploma or GED, 18+ years old.
• Sound judgment and ability to analyze facts.
• Prioritize tasks in a deadline-driven environment.
• Excellent customer service and communication skills.
• Intermediate math skills.
• Highly organized with attention to detail.
• Clear credit record; may be subject to credit checks; not insolvent.

Responsibilities

• Gather and compile time-sensitive, confidential information.
• Transition files into processing.
• Input accurate loan information into systems.
• Ensure loan documentation is complete and compliant.
• Verify income, credit, appraisal and title information.
• Obtain accurate 1003 form.
• Obtain disclosures within regulatory time frames.
• Obtain accurate AUS findings.
• Resolve file problems during production and underwriting.
• Provide administrative support for loan submissions.
• Manage client and referral partner databases.
• Perform other duties as assigned.

Skills

Detail orientation

Time management

Communication skills

Customer service

Analytical thinking

Mathematical skills

Education

High school diploma

Job description

Junior Credit Analyst - Johannesburg North

Reference: DT000339-RA-1

Duties & Responsibilities

Our Client is looking for a Junior Credit Analyst to join their team in their Head Office situated in Johannesburg North.

POSITION SUMMARY:
Will be responsible for administrative tasks assisting a loan originator/a loan originator in training. This person must be exceedingly well organized, efficient and resourceful. The ability to interact with staff (at all levels) in a fast-paced environment, sometimes under pressure, remaining flexible, proactive, resourceful and efficient, with a high level of professionalism and confidentiality is crucial to this role.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
The essential functions include, but are not limited to the following:

• Gather and compile time-sensitive, confidential information
• Transition files into processing
• Input accurate, verified loan information into systems as applicable
• Ensure all loan documentation is complete, accurate and compliant with company policy
• Verify all loan documents including income, credit, appraisal and title information
• Obtain an accurate and thorough 1003.
• Obtain executed disclosures within regulations time frame.
• Obtain accurate AUS findings.
• Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
• Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
• Manage client and referral partner databases.
• Perform other duties as assigned.

MINIMUM QUALIFICATIONS (KNOWLEDGE, SKILLS, AND ABILITIES):

• High school diploma or GED equivalent, must also be 18 years or older.
• Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
• Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
• Excellent customer service, interpersonal, verbal and written communication skills.
• Intermediate math skills.
• Strong detail orientation and highly organized.
• Demonstrate patience and professionalism when interacting with both internal and external customers.
• A clear credit record must be maintained in this position and it shall be subject to intermittent and/or random credit checks; and
• Any incumbent may not be an unrehabilitated insolvent.

Package & Remuneration

Monthly