Junior Credit Analyst Johannesburg North

Sydsen Recruit; Gauteng; On-site; ZAR 120 000 - 240 000; Full time

Job summary

An established industry player is seeking a Junior Credit Analyst to support their loan originator team in Johannesburg North. This role involves administrative tasks, ensuring compliance and accuracy in loan documentation, and managing client databases. The ideal candidate will be highly organized, detail-oriented, and possess excellent communication skills to thrive in a fast-paced environment. This is a fantastic opportunity to kickstart your career in the financial sector and contribute to a dynamic team committed to excellence. If you're ready to take on challenges and grow professionally, this position could be the perfect fit for you.

Qualifications

• Must be 18 years or older with a high school diploma or GED equivalent.
• Strong judgment and critical thinking skills are essential.

Responsibilities

• Gather and compile time-sensitive, confidential information.
• Ensure all loan documentation is complete and compliant.
• Provide administrative support for loan application submissions.

Skills

Critical Thinking

Customer Service

Interpersonal Skills

Communication Skills

Detail Orientation

Time Management

Education

High School Diploma or GED

Job description

Junior Credit Analyst - Johannesburg North
Reference: DT-RA-1

Duties & Responsibilities
Our Client is looking for a Junior Credit Analyst to join their team in their Head Office situated in Johannesburg North.

POSITION SUMMARY: Will be responsible for administrative tasks assisting a loan originator / a loan originator in training.

This person must be exceedingly well organized, efficient and resourceful.

The ability to interact with staff (at all levels) in a fast-paced environment, sometimes under pressure, remaining flexible, proactive, resourceful and efficient, with a high level of professionalism and confidentiality is crucial to this role.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

1. Gather and compile time-sensitive, confidential information.
2. Transition files into processing.
3. Input accurate, verified loan information into systems as applicable.
4. Ensure all loan documentation is complete, accurate and compliant with company policy.
5. Verify all loan documents including income, credit, appraisal and title information.
6. Obtain executed disclosures within regulations time frame.
7. Obtain accurate AUS findings.
8. Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
9. Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
10. Manage client and referral partner databases.
11. Perform other duties as assigned.

MINIMUM QUALIFICATIONS (KNOWLEDGE, SKILLS, AND ABILITIES):

1. High school diploma or GED equivalent, must also be 18 years or older.
2. Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
3. Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
4. Excellent customer service, interpersonal, verbal and written communication skills.
5. Intermediate math skills.
6. Strong detail orientation and highly organized.
7. Demonstrate patience and professionalism when interacting with both internal and external customers.
8. A clear credit record must be maintained in this position and it shall be subject to intermittent and/or random credit checks.
9. Any incumbent may not be an unrehabilitated insolvent.

Package & Remuneration: Monthly