Junior Credit Analyst

Lulalend; Cape Town; On-site; ZAR 443,000 - 621,000; Full time

Job summary

Join a fast-growing fintech company as a Junior Credit Analyst, where you'll evaluate client credit and financial data to manage lending risk. This entry-level role offers the chance to work closely with the credit management team while contributing to the efficiency of operations. Ideal candidates are recent graduates interested in developing their careers in finance within a vibrant start-up environment.

Qualifications

• 0-1 years experience in an operations environment preferred.
• Experience with CRM tools like Zendesk would be advantageous.

Responsibilities

• Evaluate clients' credit data and financial data to assess risk.
• Collaborate with the credit management team to improve decision-making processes.
• Prepare notes on risk assessments for lending.

Skills

Problem-Solving

Resilience

Team Player

Customer Service

Multitasking

Education

Degree in Administration, Operations or Finance

Tools

CRM tools

Job description

Lula Cape Town, Western Cape, South AfricaJoin or sign in to find your next jobJoin to apply for the Junior Credit Analyst role at LulaLula Cape Town, Western Cape, South AfricaJoin to apply for the Junior Credit Analyst role at LulaWhat We DoWe're Lula.

We build innovative fintech products to help SMEs make cash flow.

From instant access to funding to all-in-one business banking accounts, we're on it!What We DoWe're Lula.

We build innovative fintech products to help SMEs make cash flow.

From instant access to funding to all-in-one business banking accounts, we're on it!Our purpose is to help SMEs manage their business better, faster, simpler, Lula, so they can spend more time doing what they love.Speaking of love, we're looking for Lulas who love to make a difference to join our team and change the game.CULTURE CODEWe Embrace Curiosity- We continuously seek better ways to deliver value with a solutions-over-problems mindset.We win as One - We collaborate, build strong relationships and value diverse perspectivesWe're Driven by Purpose - We are passionate and committed to delivering the best products and services for SMEsWe Execute with Ambition - We set ambitious goals, embrace challenges, and deliver with focus and determination.OVERALL PURPOSEJoin our dynamic fintech company on an exciting journey in the world of credit.

Lula is a fast-growing organization with a mission to support South African SMEs.

We're looking for a Junior Credit Analyst to join our Credit Underwriting team, where you'll play an integral role in maintaining our credit approval process.

If you're a Credit Analyst with a passion for fintech and a desire to drive efficiency while maintaining high standards, we'd love to hear from you.As a Junior Credit Analyst at Lulalend, your role will involve : Evaluating Existing Client Data : Evaluating clients' credit data and financial data in order to determine the degree of risk involved in lending money to them and using the data to recommend outcomes for existing clients to access their available capital facilitiesCredit Ticketing : Preparing basic notes about the degree of risk in lending money to clientsCollaboration and continuous improvement : Work closely with the credit management team to maintain and enhance high-quality decision-making processes, with a focus on improving overall portfolio performanceIdea Generation : Using ideas and solutions to meet customer needs ensuring that their expressed and underlying needs are satisfiedMultitasking : Exhibit the ability to handle various ad-hoc tasks on a daily basis while maintaining a high level of accuracyCustomer-Centric : Limited involvement with customers to streamline their in-progress credit applications.

Contacting clients to do any credit underwriting overrides when neededCredit Lifecycle Expertise : Demonstrate a solid understanding of the credit lifecycle, including collection processesPlatform Proficiency : Develop a deep understanding of our lending platform to ensure effective decision-makingAd-Hoc Projects : Be prepared to engage in other ad-hoc projects as needed to support the team's objectivesTHE COMPETENCIES WE'RE AFTERAs a Commercial Credit Analyst, you should possess the following competencies : Problem-Solving : Exhibit exceptional problem-solving skills, with the ability to think outside the box and make quick decisions.Resilience : Show resilience in the face of challenges and adapt to evolving situations.Team Player : Embrace a fun-loving, team-player mindset, always ready to support your colleagues and go the extra mile for the team and Lula.Start-up Mentality : Understand that we're all in this together and be eager to roll up your sleeves and actively contribute to our mission.The Skills And Experience We're Looking ForDegree in Administration, Operations or Finance0-1 years Experience working in an Operations environment (preferably for a financial institution) would be advantageousFamiliar with working on CRM tools (such as Zendesk) would be advantageousExperience in being able to handle multiple tasks concurrentlyPassionate about delivering customer experience above and beyond customer expectationsSeniority levelSeniority levelEntry levelEmployment typeEmployment typeFull-timeJob functionJob functionFinance and SalesIndustriesBankingReferrals increase your chances of interviewing at Lula by 2xSign in to set job alerts for "Junior Credit Analyst" roles.Cape Town, Western Cape, South Africa 1 month agoStellenbosch, Western Cape, South Africa 1 day agoCity of Cape Town, Western Cape, South Africa 1 week agoCape Town, Western Cape, South Africa 1 day agoCape Town, Western Cape, South Africa 2 weeks agoCape Town, Western Cape, South Africa 2 days agoChief Registry Clerk : Registry Services, Ref No.

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