Job: Graduate Trainee: Credit

Company : TWK Agri; Piet Retief; On-site; ZAR 120,000 - 160,000; Full time

Job summary

TWK Agri invites applications for a 12-month graduate placement in the Credit Department. The programme rotates between Debtors and Credit Relationship teams, providing exposure to the full credit lifecycle and financial services operations with structured training and mentorship.

Ideal candidates hold a University Degree (2024/2025) in Credit, Finance, or related fields, and have matriculation. Strong MS Excel/Word skills, attention to detail, and good communication are essential.

Qualifications

• Matric/Grade 12 is required.
• University degree obtained in 2024 or 2025 in a relevant field (e.g., Credit, Finance).
• Strong numerical and analytical abilities; willing to learn and adapt.

Responsibilities

• Assist with debtors management including account monitoring and follow-ups.
• Support credit assessment through analysis of financial information and credit applications.
• Assist with credit risk management and compliance with credit policy.
• Maintain accurate debtor and credit records in relevant systems.
• Support Credit Relationship teams with administrative tasks.
• Prepare basic financial and credit-related reports.

Skills

Financial basics

MS Excel

MS Word

Attention to detail

Communication skills

Analytical thinking

Problem-solving

Education

Matric/Grade 12

University degree (2024/2025)

Tools

MS Excel

MS Word

Job description

A 12-month graduate placement programme (contract) within the Credit Department, designed for 2024/2025 graduates interested in credit management, financial analysis, and risk assessment. The graduate will rotate between the Debtors function and Credit Relationship teams, gaining exposure to the full credit lifecycle and financial services operations, with structured training and mentorship.

Responsibilities

• Assist with debtors management, including account monitoring, reconciliations, and follow-ups.
• Support the credit assessment process, including analysis of financial information and client credit applications.
• Assist with credit risk management, including monitoring exposures and supporting compliance with credit policy.
• Capture, maintain, and update debtor and credit records accurately on relevant systems.
• Support the Credit Relationship teams with administrative and operational tasks.
• Assist with the preparation of basic financial and credit-related reports.
• Communicate with internal stakeholders and clients regarding accounts and credit matters.
• Gain exposure to credit policies, procedures, and regulatory requirements.
• Participate in structured training, mentorship, and assessments as part of the graduate programme.

Qualifications

• Education:
• Matric / Grade 12.
• A University Degree obtained in 2024 or 2025 in a relevant field (e.g., Credit, Finance, or related).
• Skills:
• Basic financial skills, including an understanding of financial information and debtor principles.
• Ability to compile clear and accurate information.
• Strong computer literacy, particularly in MS Excel and MS Word.
• Strong attention to detail, professionalism, and willingness to learn.
• Strong written and verbal communication skills.
• Analytical and problem-solving ability.Advantageous: Valid driver's license.
• Other Requirements:
• Appointment is subject to SETA approval.
• Applicants must submit a certified copy of their qualification and proof of unemployment at the time of application.