Insurance Underwriter — Risk & Premium Strategist

Placements24

Gauteng

On-site

ZAR 420,000 - 660,000

Full time

6 days ago
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Benefits offered by this job

Competitive salary
Health insurance
Retirement plan
Generous leave
Training and development
Stable working environment

Job summary

Placements24 is seeking a detail-oriented Underwriting Specialist to join their insurance team in Tembisa, Gauteng. You will evaluate risks on insurance applications and determine terms and premiums, aligning with the company's risk appetite and profitability goals.

The role offers exposure to risk assessment, collaboration with brokers, and opportunities to deepen underwriting expertise in a stable, professional environment in Gauteng.

Qualifications

  • 3–5 years of underwriting experience in insurance (short-term or long-term)
  • Strong understanding of risk assessment principles and underwriting methodologies
  • Excellent analytical and decision-making skills
  • Proficiency in underwriting software and standard office tools
  • Bachelor's degree in Finance, Business Administration or related field preferred
  • Exceptional attention to detail and accuracy

Responsibilities

  • Analyze insurance applications to assess risk exposure
  • Determine coverage terms and premiums based on guidelines
  • Communicate with brokers, agents, and clients to gather information and explain decisions
  • Stay updated on industry trends, regulations, and products
  • Collaborate with sales and claims to ensure customer experience and risk management
  • Review and update underwriting policies and procedures as needed

Skills

Risk assessment
Analytical skills
Decision-making
Underwriting software
Office productivity tools

Education

Bachelors in Finance/Business

Tools

Underwriting software

Job description

Placements24 is seeking a detail-oriented Underwriting Specialist to join their insurance team in Tembisa, Gauteng. You will evaluate risks on insurance applications and determine terms and premiums, aligning with the company's risk appetite and profitability goals.

The role offers exposure to risk assessment, collaboration with brokers, and opportunities to deepen underwriting expertise in a stable, professional environment in Gauteng.

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