Insurance Risk Consultant – Short Term and Life

Headhunters; KwaZulu-Natal; On-site; ZAR 300,000 - 500,000; Full time

Job summary

A leading financial services client in Umhlanga, KwaZulu Natal, seeks an experienced Insurance Risk Consultant. This role involves identifying and analyzing Life and Short-Term Insurance opportunities within client bases, providing specialist advice, and managing client relationships. Key qualifications include a Bachelor's degree in Finance and relevant certifications like FAIS and RE5. Travel may be required for client meetings.

Qualifications

• Minimum 5 years' experience as Broker Consultant or Life Insurance Agent.
• Proven evidence of class of business and product-specific training.
• Up-to-date CPD hours required.

Responsibilities

• Identify and analyze Life and STI opportunities within client bases.
• Prepare and present advice documents, proposals, and quotations.
• Build and maintain relationships with clients and partners.

Skills

Excellent communication skills

Negotiation and persuasion abilities

Client-focused

Proactive

Strategic thinking

Education

Bachelor’s degree in Commerce, Finance, Investments, or related field

FAIS-recognized qualification

CFP designation

RE5 certification

DOFA Certification

Tools

XPlan experience

Computer literacy

Job description

Insurance Risk Consultant – Short Term and Life

Reference 2888555005

Sector Financial Services

Location KwaZulu

Job Type Full Time

Experience 3 to 4 years

Qualifications No education required

Package Negotiable

Description

Our client, a leader in the Financial Services Industry based in Umhlanga, KwaZulu Natal, is seeking an experienced Short Term and Life Insurance Risk Consultant. The role involves identifying and analyzing Life and Short-Term Insurance (STI) opportunities within financial planning partners’ client bases.

Requirements:

• Bachelor’s degree in Commerce, Finance, Investments, or related field.
• FAIS-recognized qualification.
• CFP designation preferred.
• RE5 certification is essential.
• DOFA Certification.
• Valid driver’s license and own vehicle.
• Willing to travel for client meetings.
• Fully authorized as a representative (not under supervision) for FSCA sub-categories: Long-Term Insurance (B1, B1-A, B2, B2-A, and C). Experience in these categories must not have lapsed.
• Proven evidence of class of business and product-specific training.
• Up-to-date CPD hours.
• Minimum 5 years' experience in a similar role (Broker Consultant / Life Insurance Agent, etc.).
• XPlan experience advantageous; fully computer literate.
• Meet FAIS honesty, integrity, and good standing requirements.
• Not declared insolvent or provisionally insolvent.
• Excellent communication skills.
• Strong negotiation and persuasion abilities.
• Client-focused, proactive, and self-starting.
• Ability to balance strategic thinking with operational delivery.

Key Responsibilities:

• Identify and analyze Life and STI opportunities within client bases.
• Prepare and present advice documents, proposals, comparisons, and quotations.
• Provide specialist advice in Life Insurance (Death, Disability, Critical Illness).
• Manage client onboarding and underwriting.
• Conduct regular reviews of clients’ cover.
• Generate and refer STI leads to tele-advisor, including obtaining client consent, booking appointments, and following up.
• Build and maintain relationships with clients and partners.
• Participate in initiatives to engage and educate clients.
• Travel as needed.
• Report on partner and client initiatives.
• Uphold TCF principles and ensure regulatory compliance.

If you do not hear from us within two weeks, your application may be unsuccessful.

FAIS-recognized qualification, CFP, and RE5 certification are essential.

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