Head of Credit Risk Strategy – Hybrid

Old Mutual Limited; Johannesburg; Hybride; ZAR 2 800 000 - 4 000 000; Plein temps

Résumé du poste

Old Mutual Limited is seeking a Head of Credit Risk for OM Bank. The role reports to the Chief Risk Officer and oversees Line 2 risk for unsecured and secured credit portfolios. The position is hybrid, based in Johannesburg, with flexibility to engage in Cape Town.

The successful candidate will lead risk oversight, policy challenge, provisioning (IFRS 9), reporting to executive committees, and regulatory submissions, ensuring regulatory compliance and risk alignment.

Qualifications

• Extensive experience in managing secured and unsecured credit portfolios.
• 15+ years in credit risk management within the banking industry.
• Detailed understanding of Banks Act and related regulations.
• Strong data analytics and stakeholder engagement skills.
• Leadership and ability to challenge and influence senior teams.

Responsabilités

• Provide independent 2nd line oversight of unsecured and secured lending portfolios.
• Challenge and validate credit risk policies, RAF alignment, and decision frameworks.
• Produce independent risk reporting to Excos, Risk Committees, and senior management.
• Oversee IFRS 9 provisioning, staging, and ECL calculations.
• Lead regulatory submissions, ICAAP input, and regulatory reporting.

Connaissances

Adaptive Thinking

Business Requirements Analysis

Change Management

Data Compilation

Policy Development

Presenting Solutions

Oral Communications

Strategic Planning

Readiness Assessments

Formation

Bachelor’s Degree

Post-graduate Qualification

Description du poste

Old Mutual Limited is seeking a Head of Credit Risk for OM Bank. The role reports to the Chief Risk Officer and oversees Line 2 risk for unsecured and secured credit portfolios. The position is hybrid, based in Johannesburg, with flexibility to engage in Cape Town.

The successful candidate will lead risk oversight, policy challenge, provisioning (IFRS 9), reporting to executive committees, and regulatory submissions, ensuring regulatory compliance and risk alignment.