Head of Credit Products – Home & Retail Solutions

Staff Unlimited Recruitment Pty Ltd T / A MPC Recruitment Group EC; East London; Remote; ZAR 500,000 - 600,000; Full time

Job summary

A niche credit provider is seeking a Head of Credit Products to oversee the performance of their in-store credit and home improvement finance solutions. The role involves developing business strategies and leading a team. The ideal candidate has extensive leadership experience in Retail Financial Services and a relevant qualification. This position offers remote work opportunities.

Qualifications

• Minimum of 5 years of senior leadership experience.
• Proven experience in distributing Retail Financial Services products through third-party channels.
• Track record of leading a significant profit centre within a financial services environment.

Responsibilities

• Develop and execute the business strategy for credit products.
• Report on financial performance to the Group CEO.
• Lead business within a matrix organizational structure.

Skills

Technical expertise

Leadership ability

Strategic thinking

People management

Education

Recognized Honours in Data Science or Actuarial Science

Job description

Our client is seeking a Head of Credit Products – Home & Retail Solutions to join their team.

The successful candidate will be responsible for the end-to-end performance of the company, a niche credit provider focused on in-store credit and home improvement finance solutions.

Location: Remote

Job type: Permanent

Responsibilities:

• Develop and execute the business strategy, including product development, distribution channels, and financial performance of the loan portfolio.
• Report on financial performance, strategy development, and execution to the Group CEO.
• Lead the business within a matrix organizational structure, including credit product development, expanding market coverage, managing stakeholder relationships, and supporting fundraising efforts.

Minimum Requirements:

• Recognized Honours in Data Science, Actuarial Science, or an equivalent qualification.
• Proven experience in distributing Retail Financial Services products through third-party channels.
• Track record of leading a significant profit centre within a financial services environment.
• Minimum of 5 years of senior leadership experience.
• Background in Retail Financial Services, Retail Buildware, unsecured credit, credit risk analysis, or credit portfolio management is advantageous.

Skills and Behavioral Traits:

• Technical expertise and leadership ability.
• Thought leadership.
• People management skills.
• Strategic thinking.