Fintech Credit Analyst: Underwriting & Client Solutions

Lulalend; Cape Town; On-site; ZAR 350,000 - 520,000; Full time

Job summary

Lulalend, a growing fintech in South Africa, is seeking a Commercial Credit Analyst to join their underwriting team. You will engage with clients, assess credit data, and help manage the portfolio while collaborating with internal stakeholders.

Ideal candidates are recent graduates or early-career professionals with strong numerical and analytical abilities and a customer-first mindset in a dynamic startup environment.

Qualifications

• BCom Degree (Finance, Accounting, Economics or equivalent field).
• Ideally you will have some commercial/SME credit experience
• Strong numerical and analytical abilities
• Passionate about delivering customer experience above and beyond expectations
• Excellent problem-solving skills
• Highly organised with strong attention to detail
• Excellent influencing skills
• Resilience and positive attitude when facing challenges
• Team-player who enjoys helping others and stepping up when needed
• Start-up mentality: flexible, adaptable and collaborative

Responsibilities

• Engaging with clients to verify financial/credit transactions and request additional information as needed
• Evaluating clients’ credit data and financial data to determine risk in lending money
• Preparing notes about the degree of risk in lending money to clients
• Analysing client records and using data to make outcomes recommendations
• Interpreting financial ratios to assess clients’ financial status
• Helping supply chain and Sales/Marketing manage financial orders and credit exposure
• Understanding the lending platform with focus on origination module
• Collaborating with Head of Credit Underwriting and Credit Manager on escalations
• Identify solutions to meet customer needs and requirements
• Keep up-to-date on fintech and credit tech developments
• Manage other key operational tasks for portfolio monitoring
• Provide support on ad-hoc projects as directed by management

Skills

Numerical skills

Analytical abilities

Customer experience

Problem solving

Attention to detail

Team player

Education

BCom Degree

Job description

Lulalend, a growing fintech in South Africa, is seeking a Commercial Credit Analyst to join their underwriting team. You will engage with clients, assess credit data, and help manage the portfolio while collaborating with internal stakeholders.

Ideal candidates are recent graduates or early-career professionals with strong numerical and analytical abilities and a customer-first mindset in a dynamic startup environment.