Financial Advisor Nelspruit & Johannesburg

PPS; Johannesburg; Hybrid; ZAR 400,000 - 900,000; Full time

Job summary

PPS in Johannesburg is seeking a motivated Financial Planner to source, retain and grow a membership and client base by implementing PPS financial solutions tailored to each professional's needs. You will play a central role in delivering holistic financial planning and client service.

This hybrid position covers risk insurance, savings and investments, wills and estate planning, with a strong emphasis on new business and high-performance sales.

Qualifications

• Matric (Grade 12) or equivalent.
• FAIS recognised NQF level 7+ qualification is highly advantageous.
• RE 5 completed and FAIS fit and proper.
• Supervisory process completed.
• Postgraduate Diploma in Financial Planning advantageous.
• CFP advantageous.

Responsibilities

• Provide suitable financial advice to professionals.
• Prepare and present proposals using planning tools.
• Meet clients to understand financial objectives.
• Explain financial advisory information clearly.
• Manage and grow existing client relationships.
• Grow client books within the first 24 months and beyond.
• Ensure compliance and follow practice management standards.
• Build a professional network within the professional market.

Skills

Sales ability

Relationship building

Time management

Analytical skills

Attention to detail

Team player

Self-motivated

Communication

Emotional intelligence

Resilience

Education

Matric (Grade 12)

NQF level 6 qualification (preferred)

FAIS recognised NQF level 7+

RE 5 completed

Supervisory process completed

FAIS fit and proper

Postgraduate Diploma in Financial Planning advantageous

CFP advantageous

Tools

CRM system

MS Office

Financial planning software

Job description

Purpose of the Job:

The key purpose of this role is to provide professional financial services to a client or a member. The successful candidate will be responsible for sourcing, retaining, and growing a membership and client base for eligible professionals by implementing PPS financial solutions in line with the client’s needs.

Job Description,

The key purpose of this role is to provide professional financial services to a client or a member. The successful candidate will be responsible for sourcing, retaining, and growing a membership and client base for eligible professionals by implementing PPS financial solutions in line with the client’s needs.

Scope Of The Job

This is a commission-based role of holistic financial planning, advice and sales in risk insurance (ideally 70% focus), savings and investments as well as wills, tax and estate planning. The ideal candidate is an experienced and target driven financial planner, a graduate themselves familiar with servicing the degreed professional market holding 4-year or higher qualifications that is PPS' niche market. It is a tied agency role of own lead generation. We have a competitive risk commission structure with a range of 55% to 100% commission split. An Advisor's performance determines mobility up these risk commission splits. It is a commission only position from month 13. We provide work tools (laptop with headset and 3G card). The role works on a hybrid work mode in Johannesburg, Parktown and remote in Nelspruit pending a PPS provincial office.

Requirements

Formal Qualifications

• Matric (Grade 12)
• Relevant commercial/legal/industry specific NQF level 6 tertiary qualification is preferable
• FAIS recognised NQF level L7 and above qualification is highly advantageous
• RE 5 completed
• Successful completion of supervisory process
• FAIS fit and proper
• Postgraduate Diploma in Financial Planning advantageous
• CFP advantageous

Experience And Knowledge

• 3 years’ experience in the Financial Services industry in a Sales role within the risk and investment spaces
• 2 years' Financial Planning experience
• Knowledge and understanding of the dynamics of the professional client market
• Experience and track record in high-performance sales environments
• Knowledge of best practice in Financial Planning and Financial Advisory Services
• Knowledge and understanding of financial planning through meaningful client engagements
• Experience in own lead generation and prospecting for clients

Computer Literacy

• Proficient in MS Office
• Experience using a CRM system preferable
• Experience using financial planning software

Interpersonal And Intrapersonal Skills

• Strong sales, interpersonal and business-orientated person with the acumen to build client relationships
• A passion for the financial planning environment
• Relationship management and networking skills
• Able to plan and manage time effectively
• Analytical and numerical skills with the ability to analyse and interpret statistical information
• Impeccable work ethic
• Able to work independently
• Strong communication
• High attention to detail
• Team-orientated
• Self-motivated and highly driven
• Strong presentation skills
• Resilience and tenacity
• Emotional Intelligence

Duties and Responsibilities

• Providing suitable advice to best fit the needs and requirements of professionals
• Preparing and presenting proposals to existing and potential clients using state-of-the-art financial planning tools
• Meeting clients to understand their financial objectives
• Explaining complex information relating to Financial Advisory in a clear and effortless way
• Managing, maintaining and building new and existing client relationships
• Growing a client book within the first 24 months and consistently thereafter
• Adhering to compliance, operational procedures and practice management standards
• Staying abreast of product information, performance and industry changesBuilding a professional network and sustainable business within the professional market

The position is open only to South African citizens.

The individual must have a valid driver’s license and their own reliable vehicle or access to one.

The individual must have clear credit and criminal records. If the record is adverse, provide 24-months commission statements and SAPS clearance certificate or letters of payment arrangements/recent account statements or recent proof of payments or paid up debt letter if record is adverse.

The individual must be FAIS fit, proper and long term insurance accredited - have obtained RE5 within 2 years of DOFA and hold a minimum NQF L5 FAIS recognised qualification.

You acknowledge that any information supplied to PPS is provided voluntarily and therefore constitutes unconditional, specific and voluntary consent to the processing of such information by PPS. Your personal information will be processed for facilitating your application for employment with PPS as well as any statutory or regulatory compliance with which PPS must comply (where applicable) and for the legitimate interests of PPS and yourself, both during the recruitment process and thereafter. You may instruct PPS by written notice to cease the processing of your personal information at any time and, subject to the requirements of applicable South African law, request that PPS delete and/or de-identify such personal information.