Financial Advisor KwaZulu Natal

PPS Recruitment; Durban; Hybrid; ZAR 300,000 - 600,000; Full time

Benefits offered by this job

Laptop and headset

3G card

Hybrid work

Job summary

PPS Recruitment in South Africa seeks a driven Financial Planner to source, retain and grow a client base by delivering holistic financial solutions. The role focuses on risk insurance, savings and investments, wills, tax and estate planning with a strong commission-based structure.

You will operate as a tied agency with own lead generation, hybrid work near Umhlanga, and a commission schedule of 55% to 100%, with progression based on performance.

Qualifications

• Matric (Grade 12) or equivalent.
• FAIS fit and proper and RE5 certification completed.
• NQF L7+ qualification preferred; CFP advantageous.
• Postgraduate Diploma in Financial Planning advantageous.
• Sales experience in financial services and high-performance environments.

Responsibilities

• Provide suitable advice to fit professionals' needs.
• Prepare and present proposals to clients using financial planning tools.
• Meet clients to understand their financial objectives.
• Explain complex financial advisory information clearly.
• Manage, maintain and grow client relationships.
• Grow a client book within 24 months and thereafter.
• Adhere to compliance and practice management standards.
• Stay updated on product information and industry changes.
• Build a professional network within the professional market.

Skills

Sales excellence

Relationship building

Communication skills

Analytical skills

Time management

Self-motivated

Education

FAIS qualification

RE5 certification

NQF L7+ qualification

Postgraduate Diploma in Financial Planning

CFP advantageous

Tools

CRM software

MS Office

Financial planning software

Job description

Location - Country South Africa

Location - Province KwaZulu-Natal

Location - Town / City Durban, Umhlanga, Ridgeside Office Park

Job Advert Summary

Purpose of the Job:

The key purpose of this role is to provide professional financial services to a client or a member. The successful candidate will be responsible for sourcing, retaining, and growing a membership and client base for eligible professionals by implementing PPS financial solutions in line with the client’s needs.

Scope of the Job:

This is a commission-based role of holistic financial planning, advice and sales in risk insurance (ideally 70% focus), savings and investments as well as wills, tax and estate planning. The ideal candidate is an experienced and target driven financial planner, a graduate themselves familiar with servicing the degreed professional market holding 4-year or higher qualifications that is PPS' niche market.

It is a tied agency role of own lead generation.

We have a competitive risk commission structure with a range of 55% to 100% commission split. An Advisor's performance determines mobility up these risk commission splits. It is a commission only position from month 13.

We provide work tools (laptop with headset and 3G card).

The position is hybrid for one living within a commutable distance to Umhlanga and open to agreement on in-office days for one working remotely in outlying areas of the KwaZulu Natal province.

Formal Qualifications

• Matric (Grade 12)
• Relevant commercial/legal/industry specific NQF level 6 tertiary qualification is preferable
• FAIS recognised NQF level L7 and above qualification is highly advantageous
• RE 5 completed
• Successful completion of supervisory process
• FAIS fit and proper
• Postgraduate Diploma in Financial Planning advantageous
• CFP advantageous

Experience and Knowledge

• 2 years’ experience in the Financial Services industry in a Sales role within the risk and investment spaces
• 2 years' Financial Planning experience
• Knowledge and understanding of the dynamics of the professional client market
• Experience and track record in high-performance sales environments
• Knowledge of best practice in Financial Planning and Financial Advisory Services
• Knowledge and understanding of financial planning through meaningful client engagements
• Experience prospecting for clients

Computer Literacy

• Proficient in MS Office
• Experience using a CRM system preferable
• Experience using financial planning software

Interpersonal and Intrapersonal Skills

• Strong sales, interpersonal and business-orientated person with the acumen to build client relationships
• A passion for the financial planning environment
• Relationship management and networking skills
• Able to plan and manage time effectively
• Analytical and numerical skills with the ability to analyse and interpret statistical information
• Impeccable work ethic
• Able to work independently
• Strong communication
• High attention to detail
• Team-orientated
• Self-motivated and highly driven
• Resilience and tenacity

Duties and Responsibilities

• Providing suitable advice to best fit the needs and requirements of professionals
• Preparing and presenting proposals to existing and potential clients using state-of-the-art financial planning tools`; (Will correct in the final JSON string).
• Meeting clients to understand their financial objectives
• Explaining complex information relating to Financial Advisory in a clear and effortless way
• Managing, maintaining and building new and existing client relationships
• Growing a client book within the first 24 months and consistently thereafter
• Adhering to compliance, operational procedures and practice management standards
• Staying abreast of product information, performance and industry changes
• Building a professional network and sustainable business within the professional market

The position is open only to South African citizens

The individual must have a valid driver’s license and their own reliable vehicle or access to one

The individual must have clear credit and criminal records - provide 24-months commission statements and SAPS clearance certificate or letters of payment arrangements/recent account statements or recent proof of payments or debt paid up letter if record is adverse

The individual must be FAIS fit, proper and long term insurance accredited - have obtained RE5 certification and hold a minimum NQF L5 FAIS recognised qualification

You acknowledge that any information supplied to PPS is provided voluntarily and therefore constitutes unconditional, specific and voluntary consent to the processing of such information by PPS. Your personal information will be processed for facilitating your application for employment with PPS as well as any statutory or regulatory compliance with which PPS must comply (where applicable) and for the legitimate interests of PPS and yourself, both during the recruitment process and thereafter. You may instruct PPS by written notice to cease the processing of your personal information at any time and, subject to the requirements of applicable South African law, request that PPS delete and/or de-identify such personal information.