Financial Advisor-28

RMB Nigeria Limited; Rustenburg; On-site; ZAR 360,000 - 600,000; Full time

Job summary

First National Bank (FNB) is seeking a dedicated Personal Financial Advisor to operate within our branch network. You will conduct comprehensive financial needs analyses, develop personalized plans, and bundle investment and long-term insurance solutions to help clients achieve their goals.

You will engage customers in branches, convert referrals into new business, maintain accurate records, and meet AUM/API targets while adhering to FAIS and regulatory standards.

Qualifications

• FAIS requirements and compliance knowledge.
• Proven advisory background with risk and investment experience.
• Experience operating in a bank, insurer, or tied advisory environment.

Responsibilities

• Conduct comprehensive financial needs analyses and develop personalised financial plans.
• Recommend appropriate investment, insurance and wealth solutions.
• Engage customers within FNB branches to build meaningful advice-driven relationships.
• Convert qualified opportunities and referrals into new business.
• Build and maintain long-term client relationships with regular reviews.
• Achieve sales, activity, AUM and API targets and maintain records.

Skills

Financial planning

Relationship management

Consultative selling

Digital proficiency

Education

FSCA-recognised FAIS qualification (NQF Level 5+)

FAIS Regulatory Examination (RE5)

Class of Business: Investments, Long-Term Insurance

Tools

Digital advice tools

Banking systems

Job description

# **Job Description**Join a trusted financial services leader and help clients achieve their financial goals through professional, goal-based financial advice. As a Personal Financial Advisor operating within the FNB branch environment, you will leverage a strong brand, established client ecosystem, referral opportunities and digital tools to deliver holistic investment and life insurance solutions.**About the Opportunity*** Build a rewarding advice career with one of South Africa’s leading financial services brands.* Within the FNB branch network, you will have access to an established client ecosystem, referral opportunities and one of the country’s largest banking distribution networks.* Leverage FNB’s trusted brand, digital advice tools and integrated banking relationships to deliver holistic financial solutions.* Partner with branch and staffing solutions stakeholders to identify opportunities and deepen client relationships.* Grow a sustainable advice practice through increased Assets Under Management (AUM), Annual Premium Income (API) and client penetration.* Enjoy competitive earning potential through commission and advice-fee sharing, while making a meaningful difference in helping clients achieve their financial goals.* Make a meaningful difference by helping clients achieve their financial goals through professional financial advice.**What You Will Do*** Conduct comprehensive financial needs analyses and develop personalised financial plans.* Recommend appropriate investment, insurance and wealth solutions aligned to client objectives and risk profiles.* Engage customers within FNB branches to build meaningful advice driven relationships.* Convert qualified opportunities and referrals into new business.* Build and maintain long-term client relationships through ongoing engagement and financial reviews.* Achieve agreed sales, activity, AUM and API targets.* Maintain accurate client records and advice documentation.* Adhere to FAIS requirements, internal governance standards and regulatory obligations.**What You Will Bring*** Financial planning and needs analysis expertise.* Strong investment and insurance product knowledge.* Consultative selling and lead conversion capability.* Strong relationship-building and stakeholder management skills.* Excellent communication and client engagement capability.* Commercial acumen and a results-driven mindset.* Sound understanding of FAIS and compliance requirements.* Digital proficiency and the ability to leverage technology-enabled advice tools**You will be an ideal candidate if you have the following:*** Minimum 3 – 5 years financial advisory experience* Proven track record of achieving sales and business growth targets.* Demonstrated sales experience in risk and investment products.* Experience operating in a bank, insurer, or tied advisory environment.* Exposure to mass market or emerging affluent client segments.* FSCA-recognised FAIS qualification (NQF Level 5 or higher).* Regulatory Examination (RE5) completed.* Fully Fit & Proper compliant (FAIS) for applicable investment and long-term insurance categories - 1.3, 1.4, 1.5, 1.14 and 1.20.* Fully authorised (not under supervision) for required FAIS subcategories.* Completed Class of Business (COB): Investments, Long-Term Insurance, Pension Fund Benefits**You will have success if you:*** Are client-centric and passionate about helping clients achieve better financial outcomes.* Consistently convert opportunities into sustainable business results.* Build trusted, long-term client and stakeholder relationships.* Thrive in a target-driven environment and take ownership of your performance.* Demonstrate professionalism, integrity and strong compliance discipline.* Embrace digital ways of working, structured processes and continuous improvement.* Work independently, stay adaptable and maintain high levels of activity and discipline.**Locations:*** **Gauteng*** **KZN South*** **Western Cape*** **Northwest**