Financial Advisor-30

RMB; Gauteng; On-site; ZAR 360,000 - 540,000; Full time

Benefits offered by this job

Commission sharing

Digital tools

Brand and client ecosystem

Job summary

RMB is seeking a Personal Financial Advisor to operate within the FNB branch environment, delivering holistic investment and life insurance solutions. Build trusted client relationships through in-branch engagement, referrals, and digital tools, while meeting AUM/API targets.

Ideal candidates have 3–5 years in financial advisory, FAIS qualifications (NQF5+), RE5, and a strong track record in risk and investment product sales.

Qualifications

• Proven ability to conduct comprehensive financial needs analyses.
• Knowledge of investment and life insurance products and advising requirements.
• Adhere to FAIS, regulatory obligations and internal governance.

Responsibilities

• Conduct comprehensive financial needs analyses and develop personalised plans.
• Recommend investments and insurance aligned to client objectives and risk profiles.
• Engage with customers in FNB branches to build adviser relationships.
• Convert referrals into new business and grow AUM/API.
• Maintain client records and advice documentation with accuracy.
• Meet sales, activity, and client penetration targets.

Skills

Financial planning

Needs analysis

Consultative selling

Relationship building

Compliance discipline

Education

FAIS qualification (NQF 5+)

RE5 Regulatory Examination

Tools

CRM systems

Digital advice tools

Job description

# **Job Description**Join a trusted financial services leader and help clients achieve their financial goals through professional, goal-based financial advice. As a Personal Financial Advisor operating within the FNB branch environment, you will leverage a strong brand, established client ecosystem, referral opportunities and digital tools to deliver holistic investment and life insurance solutions.**About the Opportunity*** Build a rewarding advice career with one of South Africa’s leading financial services brands.* Within the FNB branch network, you will have access to an established client ecosystem, referral opportunities and one of the country’s largest banking distribution networks.* Leverage FNB’s trusted brand, digital advice tools and integrated banking relationships to deliver holistic financial solutions.* Partner with branch and staffing solutions stakeholders to identify opportunities and deepen client relationships.* Grow a sustainable advice practice through increased Assets Under Management (AUM), Annual Premium Income (API) and client penetration.* Enjoy competitive earning potential through commission and advice-fee sharing, while making a meaningful difference in helping clients achieve their financial goals.* Make a meaningful difference by helping clients achieve their financial goals through professional financial advice.**What You Will Do*** Conduct comprehensive financial needs analyses and develop personalised financial plans.* Recommend appropriate investment, insurance and wealth solutions aligned to client objectives and risk profiles.* Engage customers within FNB branches to build meaningful advice driven relationships.* Convert qualified opportunities and referrals into new business.* Build and maintain long-term client relationships through ongoing engagement and financial reviews.* Achieve agreed sales, activity, AUM and API targets.* Maintain accurate client records and advice documentation.* Adhere to FAIS requirements, internal governance standards and regulatory obligations.**What You Will Bring*** Financial planning and needs analysis expertise.* Strong investment and insurance product knowledge.* Consultative selling and lead conversion capability.* Strong relationship-building and stakeholder management skills.* Excellent communication and client engagement capability.* Commercial acumen and a results-driven mindset.* Sound understanding of FAIS and compliance requirements.* Digital proficiency and the ability to leverage technology-enabled advice tools**You will be an ideal candidate if you have the following:*** Minimum 3 – 5 years financial advisory experience* Proven track record of achieving sales and business growth targets.* Demonstrated sales experience in risk and investment products.* Experience operating in a bank, insurer, or tied advisory environment.* Exposure to mass market or emerging affluent client segments.* FSCA-recognised FAIS qualification (NQF Level 5 or higher).* Regulatory Examination (RE5) completed.* Fully Fit & Proper compliant (FAIS) for applicable investment and long-term insurance categories - 1.3, 1.4, 1.5, 1.14 and 1.20.* Fully authorised (not under supervision) for required FAIS subcategories.* Completed Class of Business (COB): Investments, Long-Term Insurance, Pension Fund Benefits**You will have success if you:*** Are client-centric and passionate about helping clients achieve better financial outcomes.* Consistently convert opportunities into sustainable business results.* Build trusted, long-term client and stakeholder relationships.* Thrive in a target-driven environment and take ownership of your performance.* Demonstrate professionalism, integrity and strong compliance discipline.* Embrace digital ways of working, structured processes and continuous improvement.* Work independently, stay adaptable and maintain high levels of activity and discipline.**Locations:*** **Gauteng*** **KZN South*** **Western Cape*** **Northwest**