Finance Operations Manager (Fintech/Payments)

Black Pen Recruitment; Cape Town; Hybrid; ZAR 900,000 - 1,300,000; Full time

Job summary

Black Pen Recruitment is seeking a Finance Operations Manager for a fast-growing fintech/payments business in Cape Town. You will oversee treasury, reconciliations, payroll prep, and month-end close, and help scale the finance function in a high-transaction environment.

This hands-on role rewards detail, systems thinking, and ownership. Strong exposure to UK and South African entities, experience with lending or interest recognition, and a Big 4 background are highly valued as the team builds

Qualifications

• 5–10 years experience in finance operations or related field.
• Experience with UK + South African entities.
• Strong understanding of treasury and cash management, reconciliations, month-end processes.
• Exposure to lending, loan books, or interest recognition.
• Big 4 background preferred.

Responsibilities

• End-to-end reconciliations between payment processors and the platform.
• Treasury operations including daily cash management and supplier payments.
• Payroll inputs preparation and liaison with payroll provider.
• Month-end close and reporting including management accounts.

Skills

Finance operations

Fintech/payments experience

Treasury management

Reconciliations

Payroll processes

Data analysis

Excel advanced

Tools

Excel

Google Sheets

ERP systems

Job description

Finance Operations Manager (Fintech/Payments)

About the job Finance Operations Manager (Fintech/Payments)

Our client is an ad-subsidised payments network that gives South Africans access to zero-cost credit at checkout. Their model is powered by a blend of merchant fees and a performance advertising platform that connects high-intent shoppers with relevant brands. They exist to save consumers millions in interest and fees, while helping merchants boost conversion, increase average order value, and drive repeat sales. At the core of what they do is a commitment to responsible credit, fair customer outcomes, and building systems that scale sustainably.

Role Overview

Our client is a fast-growing fintech operating in the BNPL and payments space across South Africa and the UK. They are looking for a Finance Operations Manager to help manage the day-to-day finance engine of the business - treasury, reconciliations, payroll prep, and month-end - and to help scale their finance function as we grow.

This is a hands-on role suited to someone who enjoys detail, systems, and process ownership, and who is comfortable operating in a high-growth, transaction-heavy environment.

Job Type: Full Time/Permanent

Location: Cape Town

Work Place: Hybrid

Requirements

• 5–10 years experience in finance operations, accounting, or financial control
• Strong exposure to transaction-heavy environments (fintech, payments, lending, e-commerce preferred)
• Solid understanding of: Treasury and cash management, Reconciliations, Month-end accounting processes
• Comfortable working with:, Large data sets, Multiple systems / platforms, Excel / Google Sheets (advanced)
• Detail-oriented, process-driven, and highly organised
• Able to operate independently and take ownership
• Experience with UK + South African entities
• Exposure to lending, loan books, or interest recognition
• Prior fintech or transaction rich experience
• Big 4 background preferred

Responsibilities

Reconciliations & Controls

• End-to-end reconciliation between payment processors and our client's platform
• Investigation and resolution of recon variances
• Maintenance of clean audit trails and supporting schedules

Treasury & Cash Management

• Daily treasury operations at the South African business
• Bank account processing and payment runs
• Preparation and execution of facility drawdowns
• Ownership of receivables management
• Creditor management and supplier payment scheduling
• Preparation and processing of supplier invoicing, including: Affiliate fee invoicing, Ads platform billing, Gross settlement billing

Payroll

• Preparation of payroll inputs, including:, Commission calculations, Advance repayment deductions
• Liaison with payroll provider and internal stakeholders

Month-End & Reporting

Preparation of monthly management accounts, including:

• Platform data ingestion and validation
• Loan book reconciliation and interest recognition
• Intangible asset reconciliation
• Monthly accruals (including donations)
• Prepaid expense register maintenance