FANANCIAL PLANNER

Competent Candidates; Wes-Kaap; On-site; ZAR 279,000 - 446,400; Full time

Job summary

A well-established recruitment agency in South Africa is looking for a financial planner to join the team. The role requires expertise in financial planning with responsibilities including the analysis of clients’ needs, preparing calculations, and providing investment recommendations. Candidates should possess a Post Graduate diploma in Financial Planning and have at least 3 years of estate planning experience. Proficiency in English and Afrikaans is required, along with strong analytical and technical skills.

Qualifications

• More than 3 years of Estate Planning experience is essential.
• Strong analytical skills, notably in determining data placement and error identification.

Responsibilities

• Consolidate and summarize all policies and investments.
• Prepare required financial calculations and analyses.
• Assess client needs post-death, disability, or retirement.
• Draft estate plans and related reports as instructed.

Skills

Proficient in English

Proficient in Afrikaans

Analytical skills

Technical skills

Education

Post Graduate diploma in Financial Planning

Certified Financial Planner (CFP)

Advanced diploma in Estate Planning

Tools

Microsoft Windows

Excel

Elite Wealth

Job description

Our client, a well‑established group of companies, is looking for a financial planner with strong planning skills and solid analytical abilities. This is the ideal position for someone who wants to build their career by working for a company with an excellent reputation.

Education

• A Post Graduate diploma in Financial Planning and registered as a Certified Financial Planner (CFP) is essential;
• An Advanced diploma in Estate Planning would be advantageous.

Experience Required

• More than 3 year Estate Planning experience.

Knowledge

• Proficiency in Microsoft Windows, with advanced skills in Excel;
• Experience with Elite Wealth;
• Strong analytical skills, including the ability to determine appropriate data placement in an analysis and identify errors accurately.

Skills

• Proficient in English and Afrikaans;
• Analytical / technical.

Responsibilities

• Consolidate and summarize all policies and investments.
• Prepare required financial calculations.
• Highlight the tax implications in the event of death or on risk benefits.
• Prepare comprehensive estate and risk analyses.
• Identify appropriate investment vehicles and structures to minimize estate duty.
• Assess the client’s capital and income needs in the event of death, disability, severe illness, or retirement.
• Determine potential capital and income shortfalls.
• Analyse the client’s estate and current investments, and recommend suitable investment vehicles.

People

• Liaise closely with all stakeholders (i.e. Wealth Planners / Financial Advisors, External brokers, Investment Consultants from Life and Asset Management Companies)

Administration

• Advise Wealth Planners on investment options and tax implications at death.
• Draft reports, including tax implications, calculations, estate plans, and annexures as instructed by the Wealth Planner.
• Provide additional assistance to Wealth Planners after the presentation of reports, when necessary.
• Recommend suitable products and investment structures.
• Monitor and track relevant legislation applicable to estate planning.
• Prepare ad hoc risk cover reports when requested by the Wealth Planner.

Process

• 3 Business days lead time in preparation of investment reports/proposals for Financial Advisors