F&I Department Manager

Network Finance; Gauteng; On-site; ZAR 1,000,000 - 1,450,000; Full time

Job summary

Network Finance seeks an experienced F&I Department Manager to lead the finance and insurance division in Isando, Johannesburg. The role focuses on credit risk evaluation, asset management, and high-level stakeholder negotiations within a fast-paced, high-volume environment.

Ideal candidates bring a BCom in finance-related fields and at least 5 years in F&I or commercial asset finance, with automotive or commercial vehicle sector experience.

Qualifications

• Completed BCom in Finance, Accounting, Economics or Business Administration.
• At least 5 years in F&I, credit management or commercial asset finance.
• Experience in Automotive or Commercial Vehicle sector essential.
• Strong cross-border financing knowledge and regional trade compliance.
• Proven leadership, negotiation and stakeholder management skills.

Responsibilities

• Oversee credit risk and portfolio management for the asset finance portfolio.
• Drive debtors and asset governance, working capital optimization and NPAs.
• Direct cross-border operations, including finance structures and compliance in Southern Africa.
• Ensure financing, credit and insurance ops comply with regulations and internal risk policies.
• Lead and mentor the F&I team and partner with internal and external stakeholders.

Skills

Credit management

Asset finance

Cross-border financing

Credit scoring

Portfolio risk management

Financial statement analysis

Debtor governance

Leadership

Stakeholder management

Education

BCom degree in Finance/Accounting/Economics/Business Administration

Job description

An established giant and market leader in the commercial vehicle and automotive assembly sector, is seeking a strategically minded, commercially sharp F&I Department Manager to head their finance and insurance division based in Isando. This position is custom-built for an experienced finance leader who excels at credit risk evaluation, asset management, and high-level stakeholder negotiation.

Operating at the core of the commercial sales and finance operation, you will hold total operational accountability for credit scoring models, debtor portfolio health, financial compliance, and cross-border finance transactions across Southern Africa. The environment is fast-paced, high-volume, and performance-driven. If you are a proactive manager with strong business acumen and a proven track record in automotive or commercial vehicle asset finance, this industry leader offers an exceptional platform to drive business growth and lead a dedicated team.

Key Responsibilities:

• Credit Risk & Portfolio Management: Oversee end-to-end credit scoring processes, perform deep-dive financial analysis, evaluate creditworthiness, and manage the health of the commercial asset portfolio.
• Debtors & Asset Governance: Drive financial acumen across the debtors function, ensuring robust asset management controls, working capital optimization, and minimized non-performing exposures.
• Cross-Border Operations: Direct and manage complex cross-border trade transactions, finance structures, and compliance requirements within the Southern African region.
• Financial Compliance & Governance: Ensure all financing, credit, and insurance operations strictly comply with automotive industry regulations, statutory frameworks, and internal risk policies.
• Stakeholder Engagement & Team Leadership: Partner with internal commercial teams, external banking institutions, and key corporate clients, while mentoring, leading, and developing the internal F&I team.

Job Experience and Skills Required:

• Formal Education (Non-Negotiable): A completed BCom Degree in Finance, Accounting, Economics, or Business Administration.
• Commercial Track Record: A minimum of 5 years of solid, reference-backed experience in an F&I, credit management, or commercial asset finance role.
• Industry Sector: Proven experience within the Automotive or Commercial Vehicle sector is essential.
• Specialized Technical Competencies:
  • Demonstrated expertise in Cross-Border vehicle financing and regional trade compliance.
  • Comprehensive command of credit scoring systems, portfolio risk management, and financial statement analysis.
  • Hands-on experience in asset management and commercial debtor governance.
• Non-negotiables: Strong leadership and mentoring capabilities, elite negotiation and stakeholder management skills, sound commercial judgment, and the confidence to operate effectively under pressure.

What is on offer (Why Apply):

• Strategic leadership position within a globally recognized commercial vehicle brand.
• High-impact exposure covering cross-border markets, credit risk engineering, and executive stakeholder relations.