External Banker – High Net Worth (Private Banking) - Umhlanga, KZN

Believe Resourcing; Durban; On-site; ZAR 1,200,000 - 1,400,000; Full time

Job summary

A leading Private Bank is seeking an External Banker for its High Net Worth division. The role targets ultra-high-net-worth clients and involves managing intricate financial needs while collaborating with diverse teams. Ideal candidates will have significant experience in banking or as Chartered Accountants, showcasing exceptional interpersonal skills and the ability to provide tailored solutions.

Benefits

Comprehensive benefits package: medical aid, provident and pension fund, insurance

Strong bonus potential linked to performance

Exposure to international banking networks

Qualifications

• 5-6+ years’ experience in financial services (banking, investment, wealth or corporate finance) required.
• Chartered Accountant (CA(SA)) with corporate finance or banking exposure is ideal.

Responsibilities

• Serve as a trusted advisor to ultra-high-net-worth clients.
• Deliver bespoke banking solutions in collaboration with financial teams.
• Manage a portfolio focusing on client retention and growth.

Skills

Communication

Networking

Client engagement skills

Analytical thinking

Emotional intelligence

Education

Relevant Tertiary Degree (BAcc, CA(SA), CFA, MBA, or CIMA preferred)

Job description

Job Title: External Banker – High Net Worth (Private Banking)

Location: Umhlanga, KwaZulu-NatalDivision: Private Banking – High Net Worth International TeamType: Full-Time | On-site with client-facing flexibilityCTC: R1.2M + performance-based bonuses

What’s on Offer:

• CTC: R1.2M with strong bonus potential linked to performance

• Comprehensive benefits package: medical aid, provident and pension fund, insurance

• Work with a top-tier Private Bank known for its entrepreneurial spirit, excellence, and innovation

• Exposure to international banking networks and high-growth markets

• Base location in Umhlanga, with scope for local and international networking

Cultural Fit:

We are looking for intelligent, energetic professionals with a natural flair for client relationships. You should thrive in high-performance environments, enjoy working autonomously, and have a strong sense of professionalism. A dynamic, well-spoken, and polished individual with a “suited and booted” appearance and spark in personality will excel in this role.

About the Role:

A unique opportunity exists for an exceptional External Banker to join a prestigious Private Bank’s High Net Worth (HNW) International division. The role is client-focused, requiring someone who can manage and grow relationships with ultra-high-net-worth individuals, often involving complex structures, offshore arrangements, trusts, and specialised lending solutions.

This role is ideally suited to experienced bankers from peer institutions or recently qualified Chartered Accountants (0–2 years post-articles) who have rotated through corporate finance, M&A, or investment banking environments.

Key Responsibilities:

• Serve as a trusted advisor to ultra-high-net-worth clients, managing complex personal and family financial structures

• Deliver bespoke banking solutions in collaboration with wealth, lending, and specialist finance teams

• Manage a portfolio of clients (80% retention and growth; 20% acquisition, primarily referral-based)

• Structure and initiate complex deals including offshore investments, trusts, and property finance

• Network and collaborate across local and international teams to deliver best-in-class service

• Maintain compliance within regulatory frameworks and ensure responsible banking practices

• Represent the Private Bank brand with professionalism, charisma, and confidence

Ideal Candidate Profile:

• Experienced Private Banker from a reputable institution (e.g., ABSA, Nedbank, FNB, etc.) OR

• Chartered Accountant (CA(SA)), ideally 0–2 years post TOPP/SAICA programme, with corporate finance or banking exposure

• Strong understanding of financial structuring, lending products, and personal balance sheets

• Analytical thinker with excellent interpersonal and client engagement skills

• Naturally inquisitive, results-driven, and comfortable working under pressure

• Well-presented and confident, with the ability to navigate high-level discussions and build rapport with influential clients

Skills & Competencies Required:

• In-depth understanding of deal structuring and wealth management principles

• Strong communication, networking, and cross-functional collaboration skills

• Ability to identify opportunities within complex personal and business structures

• High level of emotional intelligence, discretion, and professional polish

• Passion for relationship-building, strategic thinking, and working with elite clientele

Qualifications:

• Relevant Tertiary Degree (BAcc, CA(SA), CFA, MBA, or CIMA preferred)

• 5–6+ years’ experience in financial services (banking, investment, wealth or corporate finance)

If you are driven, strategic, and passionate about working with high-net-worth individuals—and you're ready for a new challenge in private banking—we’d love to hear from you.