Experienced Financial Advisor (Remote)

Lifecheq; Cape Town; Remote; ZAR 300,000 - 540,000; Full time

Benefits offered by this job

All-in-One Tech Platform

Qualified Lead Support

Continuous Development

Uncapped Growth Potential

Flexible Working Model

Job summary

A fintech company in South Africa is seeking experienced Financial Advisers to join their partner network. This role offers independence and entrepreneurial freedom, along with substantial backing from state-of-the-art technology and operational support. Advisers will engage clients through personalised financial planning, conduct needs analysis, and promote a variety of financial products. The position allows for flexible working and offers uncapped earning potential backed by continuous professional development.

Qualifications

• 1-3 years’ experience as a Financial Adviser or in financial services sales.
• Proven record of achieving sales and growth targets.
• Own reliable transport.
• Clear criminal and credit record.
• Clear criminal and credit record.
• Entrepreneurial mindset with the ability to work independently.

Responsibilities

• Acquire and retain clients through personalised financial planning.
• Conduct detailed financial needs analyses.
• Promote and sell financial products.
• Deliver ongoing service and portfolio reviews.
• Manage client onboarding and compliance.
• Manage client onboarding, documentation, and compliance through LifeCheq’s digital platform.
• Maintain accurate client records and uphold regulatory and company standards.
• Consistently meet and exceed growth and retention targets.

Skills

Excellent interpersonal skills

Communication skills

Negotiation skills

Entrepreneurial mindset

Education

NQF Level 5 qualification in Financial Planning

RE5 Accreditation

Tools

LifeCheq’s digital CRM

Job description

Overview

Experienced Financial Adviser

Location: Gauteng
Reports to: Franchise Principal / Regional Manager
Employment Type: Full-Time

Who We Are (Recruiting partner)

Lifecheq is a South African founded fintech company. We don't employ advisers or sell products directly. We provide the technology and methodology to financial institutions, insurers, and adviser networks who then serve end consumers. We help professionals, and business owners achieve real financial freedom. From savings and insurance to investments and retirement planning, we look at the whole picture.

What makes us different? We\'ve built technology that dramatically cuts the cost of delivering proper advice. What used to take a full day now takes under an hour. The system captures the client\'s full situation, calculates what they actually need, recommends the right products, and handles the paperwork. The adviser stays human. The technology handles the complexity.

Beyond our own advisory network, we partner with select financial practices and franchise groups across South Africa. We help them strengthen their operations, expand their teams, and deliver a better client experience at scale.

Through this partnership model, we recruit top-tier advisers for reputable firms. Both advisers and clients benefit from world-class technology, tight compliance systems, and real growth support.

Our mission? Give everyone access to high-quality, personalised financial advice. And build sustainable careers for the advisers who deliver it.

That\'s Lifecheq.

Who We\'re Looking For

We\'re recruiting experienced financial advisers on behalf of our partner network. These are established, growing, independent practices across South Africa.

Our partners do things right. They\'re built on integrity, client trust, and a genuine commitment to helping people reach their financial goals.

This is a chance to join a professional environment where you get the best of both worlds. Independence and entrepreneurial freedom. But also the structure, systems, and support you need to build something that lasts.

About the Role

Are you an experienced financial adviser ready to grow your business and your income?

This role gives you the best of both worlds. You keep your independence and run your own client base. But you also get real backing: Lifecheq\'s technology, marketing tools, and operational support.

You\'ll have access to a digital-first advisory platform and ongoing professional development. Everything designed to free you up for what matters most: building relationships and giving great advice.

If you\'re self-driven and ready to scale, this could be the right move.

Key Responsibilities

• Acquire, engage, and retain clients through personalised financial planning.
• Conduct detailed financial needs analyses and develop tailored strategies.
• Promote and sell a range of financial products (risk, investment, retirement, and funeral cover).
• Deliver ongoing service and portfolio reviews to ensure client satisfaction.
• Adhere to FAIS and FSCA regulations at all times.
• Manage client onboarding, documentation, and compliance through LifeCheq’s digital platform.
• Maintain accurate client records and uphold regulatory and company standards.
• Consistently meet and exceed growth and retention targets.

Minimum Requirements

• NQF Level 5 qualification in Financial Planning & RE5 Accreditation (essential)
• 1–3 years’ experience as a Financial Adviser or in financial services sales
• Proven record of achieving sales and growth targets
• Clear criminal and credit record
• Own reliable transport
• Excellent interpersonal, communication, and negotiation skills
• Entrepreneurial mindset with the ability to work independently

Why Join our Partners?

• All-in-One Tech Platform – Streamline admin, compliance, and proposals with LifeCheq’s digital CRM so you can focus on client engagement and growth.
• Qualified Lead Support – Access a steady flow of high-quality leads and client opportunities from day one.
• Continuous Development – Receive tailored training, mentorship, and sales coaching to sharpen your skills and grow your practice.
• Uncapped Growth Potential – Build your own client base or move into leadership — both MHC and LifeCheq provide the platform to scale your ambitions.
• Flexible Working Model – Enjoy the freedom to structure your time, with hybrid work options that fit your lifestyle.

Remuneration

This is a commission-based role with uncapped earning potential, supported by access to LifeCheq’s business development resources, marketing support, and technology.