The successful candidate will be a proven collections and recovery leader with extensive executive-level experience managing large operational teams, optimising portfolio performance, and delivering measurable financial outcomes. This role requires a commercially minded strategist who can leverage data to identify opportunities, influence decision-making, and drive business growth while balancing operational execution with long-term strategic objectives. Reporting into executive leadership, the role offers significant exposure to senior stakeholders and the opportunity to shape business performance through people, process, technology, and strategy.
Key Responsibilities:
- Lead portfolio performance, collections, and recovery operations across multiple portfolios and business units
- Drive revenue, margin, profitability, and operational performance targets
- Develop and implement collection and recovery strategies to maximise portfolio returns
- Identify performance bottlenecks and implement remediation plans to improve operational outcomes
- Oversee large-scale operational teams through multiple layers of leadership
- Provide strategic oversight of inbound collections, recovery, and customer engagement functions
- Drive operational optimisation, productivity improvements, and workforce effectiveness initiatives
- Utilise data and analytics to influence decision-making and improve commercial performance
- Partner with technology, operations, and leadership teams to implement scalable solutions
- Manage regulatory compliance, governance, and risk frameworks within a collections environment
- Present operational, financial, and strategic performance insights to executive leadership and key stakeholders
- Lead client engagements and maintain strong relationships with senior client stakeholders
- Contribute to portfolio valuation discussions, investment decisions, and commercial planning
- Support business growth initiatives and the acquisition of new opportunities
- Develop and mentor senior leadership teams to build organisational capability
Education:
- Degree in Commerce, Economics, Law, Finance, Business Management, or a related field
- Postgraduate qualification advantageous
Experience:
- Minimum 8 years' experience in senior leadership positions within collections, recoveries, financial services, or credit management environments
- Demonstrated success leading large-scale collections and recovery operations
- Experience managing multiple layers of leadership and large operational teams
- Strong understanding of legal collections, recoveries, and regulatory requirements
- Experience analysing portfolio performance, profitability, and commercial outcomes
- Strong understanding of balance sheets, income statements, portfolio valuations, and financial performance metrics
- Proven experience influencing C-Suite and executive stakeholders
- Experience managing budgets, business cases, and operational investments
- Experience in highly regulated financial services environments preferred
Skills:
- Deep expertise in collections, recoveries, and portfolio performance management
- Strong commercial acumen with the ability to link operational activity to financial outcomes
- Excellent understanding of collections legislation and regulatory frameworks
- Advanced analytical and data interpretation skills
- Ability to use data to tell compelling performance stories and influence decision-making
- Strong strategic thinking and problem-solving abilities
- Exceptional stakeholder management and executive communication skills
- Strong leadership and people management capabilities
- Ability to balance operational execution with long-term business objectives
- Commercially focused, performance-driven, and results-oriented mindset