Business Banker (Polokwane)

Capitec; Polokwane; On-site; ZAR 300 000 - 450 000; Full time

Job summary

A leading company in the banking industry is seeking energetic and self-motivated individuals for a Business Banking role. The position involves managing a portfolio of business clients, providing specialized financial solutions, and requires a minimum of 3 years of banking experience. Ideal candidates will possess strong interpersonal and analytical skills, along with a diploma in commerce or finance.

Qualifications

• Minimum 3 years banking experience.
• Experience managing a portfolio of business customers.
• Experience in preparing and motivating Credit applications.

Responsibilities

• Provide business banking sales and service functions.
• Retain and grow a portfolio of business clients.
• Identify and implement specialized business banking solutions.

Skills

Interpersonal & Relationship management Skills

Analytical Skills

Negotiation Skills

Problem Solving Skills

Computer Literacy

Commercial and Strategic Thinking Skills

Communication and Influencing Skills

Attention to Detail

Decision Making Skills

Education

Diploma in Commerce or Finance

Job description

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above, finalize your application by clicking apply below

Purpose Statement

To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value-adding and specialised business banking financial products solutions from a range of standard and/or customised offerings.

Experience

Minimum:

• Banking experience of at least 3 years
• Experience managing a portfolio of business customers with a service and financial analysis focus
• Experience in preparing and motivating Credit applications
• Cost control and sales management

Ideal:

• Over 1 year spent in the Business Banking environment preparing and motivating credit applications

Qualifications (Minimum)

• Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

• FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

• Customer relationship management (CRM) principles and techniques
• Interpretation of financial statements, balance sheets, and basic financial ratios
• Standardised business banking transactional products and other core products relevant to small enterprises
• Understanding of collateral and balance sheets
• Knowledge of legal entities in the business banking market and related legislative restrictions & requirements
• Companies and Intellectual Properties Registration Act (CPIC) for documentation/mandate preparation
• Knowledge of competitors' offerings
• Regulations, Acts, and Codes related to banking (e.g., FAIS, FICA)

Ideal:

• Features, benefits, and value propositions of company product/service offerings
• Current taxation laws applicable to customers
• Knowledge of administration processes for Business Banking transactions

Skills

• Interpersonal & Relationship management Skills
• Analytical Skills
• Negotiation Skills
• Problem Solving Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Commercial and Strategic Thinking Skills
• Communication and Influencing Skills
• Attention to Detail
• Decision Making Skills

Conditions of Employment

• Clear criminal and credit record
• Willingness to work flexible hours (including Saturdays and Public Holidays)

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.