Credit Analyst

Fnb Namibia; eMalahleni; On-site; ZAR 30 000 - 60 000; Full time

Job summary

Join a forward-thinking bank as a Credit Analyst, where you will play a crucial role in assessing credit risks and making informed lending decisions. This position involves collaborating with management and internal partners to streamline credit processes and enhance customer service. You will be part of a team that values operational excellence and supports the recruitment of diverse talent. If you are passionate about finance and want to make a significant impact on customers' lives, this is the perfect opportunity for you.

Qualifications

• Experience in credit analysis and risk assessment.
• Strong customer service orientation and relationship management.

Responsibilities

• Conduct credit assessments and make informed credit decisions.
• Consult with management for corporate planning and strategy.

Skills

Credit Analysis

Customer Service

Risk Assessment

Workflow Organization

Market Trend Analysis

Education

Bachelor's Degree in Finance or related field

Job description

Job Description

Analyze credit data to estimate the degree of risk in extending credit or lending money. Responsibilities include:

1. Consulting with management to assist in corporate planning.
2. Conducting credit assessments of salaried home loan applications.
3. Adhering to negotiated service levels and turnaround times to support business strategy.
4. Prioritizing and organizing workflow effectively.
5. Being customer and results-driven.
6. Making informed credit decisions.
7. Assisting internal sales partners with credit decisions and application of credit policies.
8. Building and maintaining relationships with internal business partners.
9. Making credit decisions responsibly.
10. Staying informed about market trends, processes, and credit policies.
11. Facilitating and monitoring adherence to service guarantee times.
12. Resolving credit issues and process challenges with payouts and other stakeholders.
13. Escalating credit issues related to products, processes, or standards to management.
14. Applying learning experiences to optimize work.
15. Engaging in activities for personal development.
16. Aligning customer service solutions with operational business plans.
17. Developing and leveraging relationships with credit risk stakeholders.
18. Contributing to cost efficiencies and teamwork.
19. Ensuring operational excellence through quality standards.
20. Liaising with internal and external stakeholders and support functions.
21. Analyzing the integrity of credit applications.

Job Details

Note: Applications will not be accepted after the deadline.

Please submit your application before the closing date: 09/05. All appointments will align with FirstRand Group's Employment Equity plan.

The Bank supports the recruitment and advancement of individuals with disabilities. Candidates may voluntarily disclose disability information, which will be kept confidential unless legally required to disclose.

Introduction

Introduce yourself to our recruiters. We will contact you if there's a suitable role. For queries, please log them via MyQ.

About Us

FNB serves retail and commercial customers with banking, insurance, savings, investment products, and digital solutions. Recognized globally, FNB offers innovative services like the eBucks rewards system. We are committed to building a rewarding career environment, especially for those wanting to make a meaningful impact on people's lives.