Legal & Compliance Officer

Curo Fund Services (Pty) Ltd.; Cape Town; On-site; ZAR 600 000 - 900 000; Full time

Job summary

A leading company in financial services is seeking a Legal and Compliance Officer to oversee compliance activities and manage legal risks. The role involves drafting contracts, conducting risk analysis, and ensuring adherence to regulations. The ideal candidate will have a strong background in legal compliance and excellent communication skills.

Qualifications

• Experience in legal and compliance roles.
• Strong understanding of relevant laws and regulations.
• Ability to communicate legal concepts effectively.

Responsibilities

• Implement and execute legal and compliance functions.
• Draft and review contracts and compliance policies.
• Provide legal advice and support to management.

Skills

Regulatory compliance

Contract management

Legal research

Risk analysis

Training and awareness

Job description

Role Purpose: The Legal and Compliance Officer is responsible for overseeing the company's legal and regulatory compliance activities within Curo.

This role includes ensuring that the company adheres to all relevant laws, regulations, and internal policies while minimising legal risks.

The Legal and Compliance Officer works closely with internal departments to promote a culture of compliance and ensure that the company's activities meet regulatory standards.

Key Responsibilities

1. Implementation and Execution of the Legal and Compliance functions
   • Review and administration of all business, vendor, and client contracts including service level agreements, revising and updating these as required.
   • Drafting new business, vendor, and client contracts including service level agreements.
   • Perform ongoing legislative risk analysis as it pertains to the business and report any gaps in legislative compliance.
   • Execute a risk-based compliance monitoring framework and plan.
   • Assist in the completion of required compliance submissions to regulators, e.g., FSCA, FIC, etc.
   • Assist in drafting and revising relevant compliance-related company policies and communicate these to the business.
2. Legal and Compliance Consulting, Collaboration, and Relationship Management
   • Keep abreast of laws applicable to Curo and its clients and ensure that business units are aware of the company's legal position.
   • Timely communicate changes in legislation and their impact on the business.
   • Assist with reporting to regulators, especially FSCA.
   • Provide legal or compliance advice to management as required and perform necessary research.
   • Assist Human Resources with labour law issues that may arise.
3. Assist Company Secretary
   • Support the company secretary in their duties where applicable.
   • Advise on changes to the Companies Act or Corporate Governance.
4. Training and Awareness
   • Develop and deliver mandatory or voluntary training programs for employees on regulatory compliance, legal obligations, and ethical behaviour.
   • Promote a culture of compliance across the organisation, ensuring employees understand their legal and ethical responsibilities.
5. Reporting
   • Report relevant legal and compliance information to the business and the Curo Board.
   • Assist the GRC manager with draft reports on legal and compliance activities and the company's compliance status.
   • Assist with draft reporting to the Finance & Risk Committee regarding the legal and compliance risk profile of the company.
   • Complete all regulatory reporting as required.