Consumer Offers Manager

Asbis; Johannesburg; Hybrid; ZAR 30 000 - 60 000; Full time

Job summary

An established industry player is seeking a dynamic Consumer Offers Manager to lead innovative financing programs. This role involves collaborating with banks and fintech companies to create consumer finance solutions for high-end electronics. The ideal candidate will have a strong background in financial services, excellent negotiation skills, and a strategic mindset. Join a fast-growing multinational company that values professional development and offers a supportive work environment. If you're passionate about driving consumer finance initiatives, this is the perfect opportunity for you.

Benefits

Health insurance

Work-from-home option

Competitive salary

Professional training and development

Life event gifts

Corporate presents

Awards and loyalty bonuses

Special prices on company products

Qualifications

• 3+ years in financial services or financial institution.
• Experience developing consumer finance propositions.

Responsibilities

• Develop financial partnerships with banks to enable consumer affordability.
• Negotiate rates with financial institutions to boost sales.

Skills

Consumer finance development

Negotiation skills

Financial services experience

Channel-driven sales

Strategic thinking

Communication skills

Education

Bachelor of Commerce

Job description

ASBIS City of Johannesburg, Gauteng, South Africa

Consumer Offers Manager

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Position: Consumer Offers Manager

Location: City of Johannesburg, Gauteng, South Africa

We are seeking an experienced Consumer Offers Manager to oversee work with credits, microfinancing instruments, and trade-in programs.

The role involves dealing with fintech companies, banks, and vendors' affordability teams.

The ideal candidate must have a sharp mind to create, develop, and manage financing programs in collaboration with bank executives and reseller partners.

Key responsibilities:

1. Develop financial partnerships with local banks and financial institutions to enable consumers to afford high-end electronics.
2. Negotiate special rates and products with financial institutions to boost consumer sales.
3. Collaborate with and lead a team of affordability experts, both directly and virtually.
4. Initiate and execute affordability campaigns for B2B and B2C RTMs.
5. Identify and structure propositions for channel partners to leverage and run these programs regularly, driving product demand.
6. Ensure program quality aligns with vendor standards and guidelines.
7. Benchmark industry best practices and propose new financial initiatives and partnerships to stimulate sales.

Qualifications and skills:

• Experience in financial services division of a company or financial institution (3+ years).
• Bachelor of Commerce or similar qualification.
• Proven track record in developing consumer finance propositions in banks and non-banking financial institutions.
• Deep understanding of the payment schemes' commercial value chain.
• Experience with consumer credit products such as personal loans, durables finance, and auto lending programs.
• Ability to negotiate with banks leveraging asset and liability analysis.
• Experience delivering channel-based consumer finance programs across multiple territories, including emerging markets.
• Knowledge in developing credit scorecards and modeling for asset book optimization.
• Broad experience in channel-driven sales organizations.
• Strategic thinking regarding consumer finance in disruptive environments.
• Excellent attention to detail and program quality.
• Strong communication and presentation skills.
• Exposure to reward, loyalty, and co-brand products in banking is preferred.
• Knowledge of e-commerce and digital lending is preferred.
• Experience with carrier affordability propositions is a plus.

What we offer:

• Opportunity to work for a financially strong, fast-growing multinational company.
• Interaction with global teams of professionals.
• International career development opportunities.
• Access to continuous professional training and development.
• Health insurance.
• Work-from-home option.
• Competitive salary and motivation schemes.
• Additional benefits including life event gifts, corporate presents, awards, and loyalty bonuses.
• Special prices on company products.

With over 28 subsidiaries across the EMEA region, ASBIS is a leading global distributor, OEM, and solutions provider with 32+ years of industry experience. Recognized as a Great Place to Work, we are committed to creating a positive workplace where employees can grow and succeed.

Are you the one?

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