Business Judgemental Credit Manager (Asset Based Finance)

Firstrand Namibia Limited; Johannesburg; On-site; ZAR 600 000 - 900 000; Full time

Job summary

A leading financial institution is seeking a Business Judgemental Credit Manager to evaluate and manage credit risk. The ideal candidate will have a Post Graduate Diploma in Finance and experience in credit assessments. This role offers opportunities for leadership and innovation within a challenging work environment.

Benefits

Opportunities to network and collaborate

Opportunity to lead and mentor a team

Challenging work environment

Opportunities to innovate

Qualifications

• Experience in Credit with individual credit mandate.
• Experience in Asset Based Finance / Dealer Funding / floorplans credit.

Responsibilities

• Conduct complex credit assessments and risk analysis.
• Drive customer service delivery goals.
• Manage credit risk at origination.

Skills

Credit Risk Assessment

Customer Service Delivery

Risk Management

Education

Post Graduate Diploma / Degree in Finance

Job description

Business Judgemental Credit Manager (Asset Based Finance) page is loaded

Business Judgemental Credit Manager (Asset Based Finance)

Apply locations: Johannesburg

Time type: Full time

Posted on: Posted Yesterday

Time left to apply: End Date : May 27, (6 days left to apply)

Job requisition id: R

Job Description

To evaluate, manage, and approve complex credit risk within the area of responsibility by providing advice, recommendations, and support to internal stakeholders through the implementation of group credit mandates, risk frameworks, and methodologies.

To provide coaching and mentoring to relevant internal (Business Judgemental Credit Manager I) and external teams (Relationship Managers).

Are you someone who can:

1. Conduct complex and quality credit assessments and risk analysis on potential and existing clients to enhance the decision-making process involved in determining the Bank's appetite to extend credit to these clients.
2. Drive customer service delivery goal achievement in line with predefined standards and in support of operational objectives.
3. Adhere to First Rand's Risk Management System credit requirements.
4. Manage credit risk at origination on an ongoing basis.

You will be an ideal candidate if you:

• Have a Post Graduate Diploma / Degree in Finance with years' experience in Credit.
• Experience with individual credit mandate.
• Asset Based Finance / Dealer Funding / floorplans credit experience.

You will have access to:

• Opportunities to network and collaborate.
• Opportunity to lead and mentor a team.
• Challenging work environment.
• Opportunities to innovate.

We can be a match if you are:

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to take risks.
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.

Job Details

Take note that applications will not be accepted on the below date and onwards; kindly submit applications ahead of the closing date indicated below.

27 / 05 / 25

All appointments will be made in line with FirstRand Group's Employment Equity plan.

The Bank supports the recruitment and advancement of individuals with disabilities.

In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis.

The Bank will keep this information confidential unless required by law to disclose it to other parties.