Credit Risk Associate

Network Finance.; Johannesburg; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading global player in the commodities sector seeks a Credit Risk Associate for credit underwriting in metals and coal markets. Responsibilities include credit assessments, proposal drafting, and compliance with credit policies. Ideal candidates have strong analytical skills and a finance-related degree.

Qualifications

• Minimum 5 years of relevant experience.
• CFA / FRM (or progress toward) advantageous.

Responsibilities

• Conduct in-depth credit assessments, including financial analysis.
• Draft and present credit proposals to senior stakeholders.
• Monitor exposures and adjust risk ratings as needed.

Skills

Financial Modeling

Analytical Skills

Communication

Presentation Skills

Education

Bachelor's degree in Finance

Bachelor's degree in Economics

Bachelor's degree in Accounting

Tools

Excel

PowerPoint

Bloomberg

Capital IQ

Job description

Reference : NFP015681LLR1

Credit Risk Associate Underwriting (Metals & Coal)

A leading global player in the commodities sector is looking for a Credit Risk Associate to join their team. The role focuses on credit underwriting for a portfolio of counterparties in the metals and coal markets.

Responsibilities

1. Conduct in-depth credit assessments, including financial analysis, industry, and country risk evaluations.
2. Draft and present credit proposals and risk opinions to senior stakeholders.
3. Monitor exposures, update credit files, and adjust risk ratings as needed.
4. Assist in setting credit limits, payment terms, and applying risk mitigation tools (collateral, guarantees, credit insurance).
5. Support the development and maintenance of credit risk models.
6. Stay informed on macroeconomic, industry, and geopolitical factors affecting credit quality.
7. Ensure compliance with internal credit policies and external regulations.

Key Stakeholders

• Global Credit Team (Switzerland & New York)
• Senior Risk Management
• Other Risk & Commercial functions

Qualifications & Experience

• Bachelor's degree in Finance, Economics, Accounting, or a related field
• CFA / FRM (or progress toward) advantageous
• Minimum 5 years of relevant experience
• Strong financial modeling and analytical skills
• Experience in commodities banking or energy sectors preferred
• Familiarity with risk mitigation and trade finance tools
• Proficiency in Excel and PowerPoint; experience with Bloomberg, Capital IQ, or credit systems is a plus

Competencies

• Strong communication and presentation skills
• High attention to detail and deadline-driven
• Proactive, organized team player with strong analytical thinking

Application Process

To apply, send your CV to [email/contact info]. If you do not hear from us within two weeks, please consider your application unsuccessful.

Package & Remuneration

Market-related

Additional Details

• Employment Type: Full-Time
• Vacancy: 1