Team Leader, Credit Evaluation

Standard Bank Group; Durban; On-site; ZAR 60 000 - 100 000; Full time

Job summary

An innovative financial services group is seeking a leader to manage a multi-disciplinary team focused on credit risk management. This role involves overseeing credit losses, supporting business banking, and ensuring compliance with credit policies. The ideal candidate will have extensive experience in the banking sector, particularly in credit risk evaluation, and a strong understanding of collateral and collection processes. This is a fantastic opportunity to contribute to a forward-thinking organization dedicated to creating meaningful value for clients and communities across Africa.

Qualifications

• 8-10 years of experience in credit risk management within banking.
• Deep knowledge of collateral and collection processes.

Responsibilities

• Lead a multi-disciplinary team for credit risk management.
• Manage credit losses through effective credit policies.

Skills

Credit Risk Management

Financial Analysis

Collections

Loan Assessment & Approval

Education

Bachelor's degree in Finance

Bachelor's degree in Economics

Business Commerce

Job description

Company Description

Standard Bank Group is a leading Africa-focused financial services group and an innovative player on the global stage. It offers a variety of career-enhancing opportunities and the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families, and large multinational corporates and institutions. We are passionate about creating growth in Africa, bringing true, meaningful value to our clients and communities, and creating a sense of purpose for our employees.

Job Description

To lead a multi-disciplinary team for a province or large local market within a province. Manage credit losses through credit risk management within the credit lifecycle from sanction up to but not including collections. Support Business Banking by applying appropriate Credit policies and guidelines. Lead and support the team to assist business partners in understanding and meeting client lending needs, leveraging ecosystem methodology to pursue the Bank's asset growth targets.

Qualifications

Field of Study: Business Commerce or Bachelor's degree in Finance, Economics, or a related field preferred.

Experience Required

Credit Risk Evaluation - PBB

Risk & Corporate Affairs

8-10 years of experience in credit risk management within the banking environment, with deep knowledge of collateral and collection processes. Familiarity with products offered by SBSA across segments.

Additional Information

Behavioral Competencies:

• Directing People
• Embracing Change
• Empowering Individuals
• Establishing Rapport
• Inviting Feedback
• Making Decisions
• Meeting Timescales
• Resolving Conflict
• Showing Composure
• Taking Action
• Team Working
• Upholding Standards

Technical Competencies:

• Collections
• Financial Analysis
• Legal Knowledge
• Loan Assessment & Approval