Credit Analyst

Rmb; eMalahleni; On-site; ZAR 30 000 - 60 000; Full time

Job summary

An established industry player is seeking a skilled credit analyst to join their dynamic team. This role focuses on assessing credit data to manage risks associated with lending, ensuring adherence to service levels, and fostering strong relationships with business partners. The ideal candidate will thrive in a collaborative environment, contributing to operational excellence and customer satisfaction. With a commitment to inclusivity and personal development, this position offers a unique opportunity to make a positive impact in the financial sector. If you are passionate about driving results and enhancing customer experiences, this role is perfect for you.

Qualifications

• Experience in analyzing credit data and making informed credit decisions.
• Strong understanding of credit policies and risk management.

Responsibilities

• Analyze credit data to estimate risk in lending money.
• Consult with management for corporate planning and credit assessments.
• Build relationships with business partners and monitor service guarantee times.

Skills

Credit Analysis

Risk Assessment

Stakeholder Engagement

Customer Service

Education

Bachelor's Degree in Finance or related field

Job description

Job Application Deadline

Time left to apply : End Date : May 9, (6 days left to apply)

Job requisition id : R

Job Description

The role involves analyzing credit data to estimate the risk involved in extending credit or lending money. The candidate will consult with management for corporate planning, conduct credit assessments for salaried home loan applications, and ensure adherence to service levels and turnaround times aligned with business strategies.

Responsibilities include prioritizing workflow, making informed credit decisions, assisting internal sales partners with credit policies, building relationships with business partners, staying informed about market and policy changes, and monitoring service guarantee times.

The candidate must resolve credit issues, escalate concerns to management, and engage in personal development activities. Ensuring customer service aligns with operational plans, developing stakeholder relationships, contributing to cost efficiencies, and maintaining operational excellence are also key aspects of the role.

The role requires liaising with stakeholders, analyzing credit application integrity, and supporting the organization's employment equity and disability inclusion policies.

Application Process

Applications must be submitted before 09/05. No applications will be accepted after the closing date.

All appointments will adhere to FirstRand Group's Employment Equity plan. The bank supports the recruitment and advancement of individuals with disabilities. Candidates may disclose their disability information voluntarily; it will be kept confidential unless legally required.

About Us

FNB serves retail and commercial customers with banking, insurance, savings, investment products, and digital solutions. Recognized as a leading bank, FNB offers numerous opportunities for a rewarding career, especially for those passionate about making a positive impact on people's lives.