Decision Scientist (Sandton)

Capitec Bank; Sandton; On-site; ZAR 450,000 - 750,000; Full time

Job summary

Join a leading bank that is passionate about service and data-driven decision-making. In this role, you will utilize your analytical skills to improve processes and create valuable products utilizing advanced statistical techniques and machine learning models. Your contributions will drive strategic decisions and help shape Capitec's AI strategy.

Qualifications

• Over 6 years of experience in an analytical science role.
• Experience working with machine learning languages (Python or SAS Viya).
• Understanding of statistical model development and deployment.

Responsibilities

• Solve business problems and create new products using data science.
• Analyze and optimize data related to specific business areas.
• Design quantitative analytics models for decision-making.

Skills

Planning

Numerical reasoning

Attention to detail

Problem-solving

Decision-making

Analytical skills

Communication skills

Relationship management

Education

Honours Degree in Mathematics or Statistics

Masters Degree in Mathematics or Statistics

Grade 12 National Certificate / Vocational

Tools

Python

SAS Viya

Azure

AWS

Job description

Apply by:

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above, finalize your application by clicking apply below

Purpose Statement

• To solve business problems, create new products and services, and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques, translating active business data into usable strategic information.
• To analyze and optimize data related to specific business areas; framing data analysis in terms of decision-making processes for questions or business problems posed by stakeholders.
• To help build and deliver Capitec's AI strategy, enabling data-led and improved business decision-making.
• To design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

Minimum Education

• Honours Degree in Mathematics or Statistics
• Grade 12 National Certificate / Vocational

Preferred Education

• Masters Degree in Mathematics or Statistics

Knowledge and Experience

Minimum Experience:

• Relevant work experience length depends on qualifications obtained
• Deep understanding of and expert experience in state-of-the-art statistical model development and deployment, including traditional scoring (logistic regression with binning and missing value replacement), machine learning (neural networks, SVM, random forests, etc.), and quantitative analysis (e.g., time value of money)
• General business acumen: risk, compliance, operations (e.g., NCR, POPIA, SARB)
• Business analysis and requirements gathering
• Experience working in cloud environments (e.g., Azure, AWS) and with large relational databases
• Experience in at least two machine learning languages (e.g., Python or SAS Viya)
• Expert knowledge of the Credit environment

Minimum Knowledge:

• Understanding of state-of-the-art statistical model development and deployment principles, including teaching others
• Theory and application of machine learning models
• Best practices for decision science
• Technical understanding

Ideal Knowledge and Experience:

• Over 6 years’ experience in an analytical science role
• Experience in the financial sector and retail credit environment
• Experience working with multiple teams to deploy predictive models into production
• Stakeholder engagement at senior levels
• Knowledge of Capitec Decision Science lifecycle
• Project management methodologies

Skills

• Planning, organizing, and coordination
• Numerical reasoning
• Attention to detail
• Problem-solving
• Decision-making
• Analytical and researching skills
• Presentation and communication skills
• Relationship management

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity and supports employment equity goals.