Debtor Management Analyst

FirstRand Bank Limited; Johannesburg; On-site; ZAR 350,000 - 450,000; Full time

Job summary

FirstRand Bank Limited is looking for a Credit Risk Analyst to analyze credit data and assist in corporate planning. The position involves managing costs, delivering exceptional credit service, and building relationships with internal partners. Candidates should have a BCom degree in Finance or a related field and 4-5 years of experience in credit risk assessment, with an emphasis on proactive solutions.

Qualifications

• 4-5 years of credit risk experience is essential.
• Experience in banking or financial services is advantageous.

Responsibilities

• Analyse credit data to assess the risk in lending money.
• Ensure compliance with governance and audit requirements.
• Manage personal development to increase skills and competencies.

Skills

Credit Assessment

Customer Portfolio Experience

Analytical Skills

Education

BCom Finance, Credit or Similar

Job description

Analyses credit data to estimate degree of risk in extending credit or lending money

Consults with management to assist in corporate planning

• Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio
• Manage costs / expenses within approved budget to achieve cost efficiencies
• Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions
• Assist internal sales partners with credit decisions and application of the credit policy.
• Build and maintain relationships with internal business partners
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
• Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis
• Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners
• Ensure average approval turnaround time against target to ensure retention of clients.
• Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications
• Comply with governance in terms of legislative and audit requirements
• Responsible for the returns of daily stats
• Manage personal development to increase own skills and competencies

Experience and Qualifications

• BCom Finance, Credit or Similar
• 4-5 Years of Credit Risk experience
• Credit Assessment, Credit Policies and Customer Portfolio Experience
• Banking / Financial Services Experience will be advantageous

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

16 / 07 / 25

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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