Credit Underwriter

Network Finance.; Johannesburg; On-site; ZAR 800,000 - 1,200,000; Full time

Job summary

A leading financial services company is seeking a Credit Underwriter at managerial level to enhance their Credit Risk team. The role includes mentoring analysts, conducting credit assessments, and overseeing complex credit processes in the global oil marketing division, all within a dynamic and evolving environment.

Qualifications

• Minimum 8 years of experience in Credit Risk / Credit Underwriting.
• Financial analysis experience is advantageous.
• Proficient in coding and Microsoft Office.

Responsibilities

• Oversee a team of credit underwriting analysts.
• Conduct credit assessments and financial analysis.
• Manage portfolio and stakeholder relations.

Skills

Loan Processing

Computer Skills

Financial Analysis

Negotiation

Problem Solving

Education

Bachelors Degree in finance, risk management, accounting, economics, or business studies

Postgraduate qualifications

Relevant certifications (e.g. Chartered Accountant, Chartered Financial Analyst)

Tools

Microsoft Office (Excel, PowerPoint, Access)

VBA

PowerBI

Python

Job description

Reference : NFP015694LLR1

My client is looking for a Credit Underwriter at managerial level to join their team.

This role involves being part of the global Credit Risk team providing credit risk advisory reporting and macroeconomic analysis for the oil marketing division. The successful candidate will manage and mentor a team of underwriting analysts while overseeing the credit risk process. This includes conducting credit risk assessments portfolio management and ensuring compliance with key performance indicators (KPIs). The position requires expertise in handling complex credit structures asset valuations and a variety of atypical credit risks in a global portfolio.

Duties & Responsibilities

Primary Tasks & Key Responsibilities :

• Team Management : Oversee a team of credit underwriting analysts offering daytoday support and guidance.
• Credit Assessments : Conduct limit and rating setting as well as reassessments for a specific portfolio within the global oil marketing division.
• Financial Analysis : Perform detailed financial analysis including spreading financial data and assessing credit risk appetite.
• Portfolio Management : Take responsibility for more complicated reviews involving asset valuations and financial structures (e.g. investments loans assets).
• Monitoring & Reporting : Monitor portfolio triggers escalate issues as necessary and report on credit risk performance and sector trends.
• Sovereign & Sector Analysis : Provide indepth analysis on relevant sovereigns and sectors.
• Macroeconomic Analysis : Produce and present macroeconomic insights and commentary for the portfolio.
• Crossfunctional Reporting : Manage global oil credit risk reporting and communication with senior stakeholders.
• Stakeholder Relations : Build strong relationships with senior management and the commercial credit team.
• Project Involvement : Participate in local and global creditrelated projects.

Key Relationships :

Credit teams (London New York Singapore)

Senior Risk Management teams

Other Risk functions

Qualifications :

Bachelors Degree (preferably in finance risk management accounting economics or business studies).

Postgraduate qualifications are beneficial.

Relevant certifications (e.g. Chartered Accountant Chartered Financial Analyst Chartered Institute of Management Accountants) are a plus.

Work Experience & Skill Requirements :

Minimum 8 years of experience in Credit Risk / Credit Underwriting within mining commodity trading banking insurance or consultancy.

Financial analysis experience is advantageous.

Proficiency in coding (e.g. VBA PowerBI Python) is a plus.

Competencies :

Proficient in Microsoft Office (Excel PowerPoint Access).

Strong communication skills both written and verbal.

Ability to work independently and as part of a rapidly changing team.

Exceptional time management and multitasking abilities.

High attention to detail and data accuracy.

Numerate with strong problemsolving and analytical skills.

Proactive committed and highly motivated.

Flexible adaptable and entrepreneurial with a high level of initiative.

How to Apply : Please send CVs to

Should you not hear from you within two weeks please consider your application unsuccessful

Package & Remuneration

Market related

Key Skills

Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette

Employment Type : Full-Time

Experience : years

Vacancy : 1