Credit Risk & Stewardship Lead

TotalEnergies Group; Johannesburg; On-site; ZAR 900,000 - 1,300,000; Full time

Job summary

TotalEnergies in Johannesburg is seeking an experienced finance professional to lead credit control, risk assessment, and reporting. You will prepare and review documents for committees, manage customer risk, and ensure timely collections in a high-pressure environment.

The role requires deep knowledge of SAP/Harmonie, strong analytical skills, and a track record in delivering accurate financial information.

Qualifications

• BComm in Accounting/Finance is required.
• Minimum 5 years of business/finance experience.
• Strong understanding of Credit Analysis and Policies.
• Knowledge of risk management principles.
• Good SAP report writing skills.
• Proficiency with Microsoft Excel and Office products.
• English as working language.

Responsibilities

• Prepare and provide documents to the Credit Committee and ensure alignment to Financial Accounting Standards.
• Perform risk assessment on new customers before entering into relations.
• Analyse credit results monthly and guide collections with risk elements.
• Reconcile securities and approved credit limits.
• Assist in credit application document verification and manage customer sub-portfolios.
• Establish credit limits and terms, monitor credit risk exposure, and support audits.

Skills

Credit analysis

Risk management

Financial reporting

Harmonie SAP

Excel

English proficiency

Communication

Education

BCom (Accounting/Finance)

Tools

Harmonie

SAP

Job description

TotalEnergies in Johannesburg is seeking an experienced finance professional to lead credit control, risk assessment, and reporting. You will prepare and review documents for committees, manage customer risk, and ensure timely collections in a high-pressure environment.

The role requires deep knowledge of SAP/Harmonie, strong analytical skills, and a track record in delivering accurate financial information.