Credit Risk Manager

Recruiters Inc; Johannesburg; On-site; ZAR 60,000 - 100,000; Full time

Job summary

A fast-growing fintech company is seeking a strategic and analytical Credit Risk Manager to assess risk across its ecosystem. The role involves defining and improving a tailored credit decisioning model, crucial for enabling South African SMMEs access to financial solutions. The ideal candidate will have extensive experience in credit risk management within the fintech sector, showcasing strong leadership and analytical skills.

Qualifications

• 5+ years of experience in credit risk management, lending, or financial services.
• Professional certifications such as CFA, FRM, or equivalent are desirable.
• Proven experience leading credit committees and risk governance frameworks.

Responsibilities

• Assess and manage risk across the ecosystem.
• Define and operationalise a credit decisioning model.
• Continuously improve credit risk management practices.

Skills

Strategic thinking

Analytical skills

Leadership

Communication

Problem-solving

Education

Bachelor's degree with Honours in Finance, Accounting, Economics, Risk Management

Master's / MBA

Job description

Get AI-powered advice on this job and more exclusive features.Direct message the job poster from Recruiters IncAbout the Company : Our client, a fast-growing fintech company dedicated to enabling South African SMMEs by providing access to financial and supply chain support through purchase order funding and invoice discounting.

Operating in the high-risk, dynamic public sector, they leverage modern technology and strong governance to drive impact and business growth for their clients.About the Role : Our client is looking for a strategic, analytical, and experienced Credit Risk Manager to join their leadership team.

This is a critical role for the business, responsible for assessing and managing risk across our ecosystem, from clients to end-buyers to suppliers.

The successful candidate will help define, operationalise, and continuously improve a credit decisioning model rooted in market best practice and tailored to our client's unique approach to credit.Responsibilities : Assess and manage risk across the ecosystem.Define and operationalise a credit decisioning model.Continuously improve credit risk management practices.Qualifications : Bachelor's degree with Honours in Finance, Accounting, Economics, Risk Management, or a related field (Master's / MBA is a plus).5+ years of experience in credit risk management, lending, or financial services, preferably within the fintech, SMME lending, alternative funding or banking sector.Professional certifications such as CFA, FRM, or equivalent are highly desirable.Proven experience leading credit committees and risk governance frameworks.Strong understanding of financial regulations, compliance, and risk mitigation strategies.Ability to analyse and interpret risks associated with sector, industry, and business dynamics, considering the impact of macroeconomic trends, market forces, competition, and strategic factors on both current and future business risks.Excellent communication and presentation abilities, with the ability to simplify complex financial concepts.Ability to thrive in a fast-paced, high-growth fintech environment.Strong problem-solving skills and attention to detail.Required Skills : Strategic thinking and analytical skills.Leadership and team management capabilities.Strong communication and presentation skills.Preferred Skills : Experience in fintech or SMME lending.Advanced financial modeling skills.Seniority levelSeniority levelMid-Senior levelEmployment typeEmployment typeFull-timeJob functionJob functionFinance and SalesReferrals increase your chances of interviewing at Recruiters Inc by 2xGet notified about new Credit Risk Manager jobs in Johannesburg, Gauteng, South Africa.Midrand, Gauteng, South Africa 3 weeks agoCity of Johannesburg, Gauteng, South Africa 2 weeks agoJohannesburg, Gauteng, South Africa 1 month agoSandton, Gauteng, South Africa 3 weeks agoJohannesburg, Gauteng, South Africa 1 week agoJohannesburg, Gauteng, South Africa 6 days agoJohannesburg, Gauteng, South Africa 1 week agoJohannesburg, Gauteng, South Africa 3 days agoJohannesburg Metropolitan Area 5 days agoJohannesburg, Gauteng, South Africa 1 week agoJohannesburg, Gauteng, South Africa 4 days agoRegional Credit Risk Manager (Evaluations)- Based in Free StateJohannesburg Metropolitan Area 6 days agoManager : Quality Assurance and Governance (Business Credit)Sandton, Gauteng, South Africa 20 hours agoSandton, Gauteng, South Africa 2 weeks agoJohannesburg, Gauteng, South Africa 1 week agoJohannesburg Metropolitan Area 1 month agoRegulatory & Financial Risk (RFR) - Senior Manager - TreasuryJohannesburg, Gauteng, South Africa 1 week agoManager : Credit Data and Regulatory ControlJohannesburg, Gauteng, South Africa 5 days agoFinancial Services Audit Manager - CreditJohannesburg, Gauteng, South Africa 6 days agoJohannesburg, Gauteng, South Africa 1 week agoJohannesburg, Gauteng, South Africa 4 days agoJohannesburg, Gauteng, South Africa 4 days agoCenturion, Gauteng, South Africa 2 weeks agoBrakpan, Gauteng, South Africa 1 week agoJohannesburg, Gauteng, South Africa 2 days agoPretoria, Gauteng, South Africa 2 weeks agoWe're unlocking community knowledge in a new way.

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