Credit Manager (East London)

Fempower Personnel; East London; On-site; ZAR 40 000 - 80 000; Full time

Job summary

An established financial services institution is seeking a dynamic Credit Manager to join their team in East London. This permanent role offers an exciting opportunity for a results-driven professional to make a strategic impact in credit and risk management. You will oversee credit assessments and risk management, ensuring compliance with internal policies while providing sustainable financial solutions for clients. If you have a strong background in commercial banking and credit risk, along with excellent stakeholder engagement skills, this position is perfect for you. Join a reputable firm focused on supporting South Africa’s agricultural and commercial sectors and take your career to the next level.

Qualifications

• 5–8 years’ experience in commercial credit or structured finance.
• Strong credit and financial analysis skills with loan restructuring experience.

Responsibilities

• Manage end-to-end credit processes for CBT clients.
• Perform credit risk assessments and financial analysis.
• Guide and support Credit Analysts and Administrators.

Skills

Commercial Banking

Credit Risk

Deal Structuring

Financial Analysis

Stakeholder Engagement

Lending

Education

Degree/Diploma in Finance, Commerce, or Business

BSc Agriculture with credit-related experience

Job description

Are you an experienced Credit Manager with a strong background in commercial banking, credit risk, and deal structuring? Our client, a reputable financial services institution focused on supporting South Africa’s agricultural and commercial sectors, is seeking a Credit Manager to join their team in East London, Eastern Cape.

This is a permanent opportunity, perfect for a results-driven professional looking to make a strategic impact in credit and risk management.

About the Role

As Credit Manager, you will be responsible for overseeing credit assessments, credit risk management, and facilitating sustainable financial solutions for Commercial Banking and Transformation (CBT) clients. You will play a key role in evaluating credit applications, coordinating credit committee processes, and supporting regional credit operations.

Key Responsibilities

• Manage end-to-end credit processes for CBT clients
• Perform credit risk assessments, financial analysis, and industry evaluations
• Guide and support Credit Analysts and Administrators
• Participate in and coordinate Regional and Provincial Credit Committee meetings
• Ensure compliance with internal credit policies and procedures
• Liaise with internal stakeholders to close performance gaps
• Visit clients and branches to assess business sustainability and structure viable credit solutions
• Provide input on credit policy development and improvement

Ideal Candidate

• Degree/Diploma in Finance, Commerce, or Business (e.g. BCom/BTech)
• Preferred: BSc Agriculture with credit-related experience in agri-finance
• 5–8 years’ experience in commercial credit, business banking, or structured finance
• Strong credit and financial analysis skills with experience in loan restructuring
• Sound knowledge of risk management principles and compliance systems
• Excellent stakeholder engagement, communication, and leadership skills
• Willingness to travel and work extended hours when required

Interested?
Please follow the online prompts and apply now!

If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles/positions

Desired Skills:

• Agriculture
• Assessment
• Credit
• Credit Risk
• Finance
• Financial Analysis
• Lending

About The Employer:

Banking