Credit Manager at Vincent Taylor

Taylored Appointments; Sandton; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A leading player in agriculture seeks a Credit Risk Manager to lead credit risk strategies across Africa. The candidate will evaluate creditworthiness, design risk frameworks, and partner with banks. This strategic role requires experience in agri-finance and proficiency in financial tools like DebiTEX.

Qualifications

• 3-5 years' experience in credit risk within agriculture/fertilizer/input finance.
• Strong knowledge of African market credit dynamics.
• Proficiency in financial modelling and credit scoring.

Responsibilities

• Evaluate creditworthiness across African markets.
• Design and implement credit risk frameworks.
• Lead working capital optimization and cash-conscious culture.

Skills

Credit Management

DSO

Credit Control Management

Accounts receivable management

Education

Bachelor's in Finance, Economics, or Business

Advanced certifications (e.g., FRM, CFA)

Tools

DebiTEX

Job description

?? Now Hiring: Credit Risk Manager - Africa
?? Johannesburg, South Africa | ?? Permanent Role
?? CVs to be sent to: [Email Address Removed]

A leading player in the African agricultural sector is looking for a Credit Risk Manager to take full ownership of credit risk and working capital strategy across the continent.

This is a high-impact, strategic leadership position reporting directly to the Finance Director for Africa. The ideal candidate will bring deep knowledge of agricultural finance-especially fertilizer and input financing-and a track record of optimizing cash flow and mitigating credit risk.

?? Key Responsibilities:
Evaluate creditworthiness across African markets aligned with internal policies and risk appetite

Design and implement credit risk frameworks and mitigation strategies

Lead working capital optimization with a focus on DSO, overdue management, and portfolio turnover

Partner with banks to enhance liquidity and working capital performance

Integrate risk models into digital platforms for predictive credit decisioning

Support M&A and divestment initiatives with credit exposure and working capital insights

Oversee Integrity Due Diligence (IDD) processes across the region

Collaborate across commercial, legal, and finance teams to embed a cash-conscious culture

Provide training on credit risk frameworks and working capital tools

? Requirements:
Bachelor's in Finance, Economics, or Business; advanced certifications (e.g., FRM, CFA) preferred

3-5 years' experience in credit risk within the agriculture/fertilizer/input finance space

Strong knowledge of African market credit dynamics, especially at the farmer and agri-dealer level

Proficiency in financial modelling, credit scoring, and tools like DebiTEX

Strategic thinker with hands-on leadership in cross-functional environments

If you're a forward-thinking credit professional ready to drive real change in Africa's agri-finance landscape, we want to hear from you.

?? Apply now by sending your CV to [Email Address Removed]

Desired Skills:

• Credit Management
• DSO
• Credit Control Management
• Accounts receivable management

Desired Work Experience:

• 2 to 5 years

Desired Qualification Level:

• Degree