Credit Intelligence Analyst II

Capitec Bank; Stellenbosch; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A leading South African financial institution seeks a Credit Analyst to oversee credit client management. The role involves leading analytical projects and developing credit strategies, requiring a Bachelor's degree in Finance or Statistics and 4-6 years in retail credit analysis. Strong SQL and analytical skills are essential. The position offers opportunities for leadership and client engagement in a dynamic environment.

Qualifications

• 4 - 6 years’ experience in retail credit analysis.
• Experience in SQL programming.
• Experience with statistical modelling and data visualisation.

Responsibilities

• Lead the delivery of complex analytical output.
• Develop and maintain credit intelligence strategies.
• Provide guidance to junior team members.

Skills

Communications Skills

Leadership Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Tools

SQL

SAS

R

Python

Job description

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

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2. Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

The role will be based in the Credit Client Account Management team, which oversees existing credit clients and focuses on a wide spectrum of areas across the credit life cycle. Client-first is a tangible experience in this role, and you will be involved with key strategies and client experience initiatives ensuring that clients receive the support they need to manage their credit effectively.

Assume end-to-end responsibility for a credit intelligence workstream through:

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members
  

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.

Ideal:

• Experience in assuming a leadership role during a project.
• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Leadership Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.