Credit Intelligence Analyst II

Capitec Bank; Sandton; On-site; ZAR 200,000 - 300,000; Full time

Job summary

Une banque dynamique recherche un Analyste du Crédit spécialisé pour mener des projets d'intelligence du crédit. Le poste requiert une expertise en analyse de données et de solides compétences en communication et en leadership. Les candidats doivent être titulaires d'un diplôme en finance ou statistiques avec expérience pertinente.

Qualifications

• 4-6 ans d'expérience en analyse du crédit, y compris SQL, modélisation et visualisation des données.
• Diplôme en finance ou statistiques requis, avec de préférence un diplôme de troisième cycle.

Responsibilities

• Responsabilité de bout en bout d'un travail sur l'intelligence du crédit.
• Diriger la livraison de résultats analytiques complexes et des modèles statistiques.

Skills

Communications Skills

Leadership Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Relevant Post Graduate Degree in Finance or Statistics

Tools

SQL

SAS

R

Python

Job description

Purpose Statement

Assume end-to-end responsibility for a credit intelligence workstream through:

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members
  

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.

Ideal:

• Experience in assuming a leadership role during a project.
• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Leadership Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record