Credit Intelligence Analyst II

Capitec Bank; Sandton; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A renowned financial institution in Sandton is seeking an experienced Credit Intelligence Analyst. This role involves leading the delivery of complex analytical outputs and developing strategies in credit intelligence. The ideal candidate has 4-6 years of experience, including proficiency in SQL and statistical modeling. This position offers an opportunity to guide junior analysts in a dynamic environment.

Qualifications

• 4 - 6 years’ experience in retail credit analysis, including SQL programming.
• Experience in statistical modeling and data visualization.
• Assumed a leadership role during a project.

Responsibilities

• Lead the delivery of complex analytical output.
• Develop and implement credit intelligence strategies.
• Provide guidance to junior team members.

Skills

Communication Skills

Leadership Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Job description

Overview

Apply by: We are on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above finalize your application by clicking apply below.

Purpose Statement

Assume end-to-end responsibility for a credit intelligence workstream through:

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions.
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members.

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.

Ideal:

• Experience in assuming a leadership role during a project.
• Portfolio specific experience
• Capitec Bank experience

Qualifications

Minimum:

• Bachelor's Degree in Finance or Statistics

Ideal or Preferred:

• A relevant post graduate degree in Finance or Statistics

Knowledge

N/A

Skills

• Communication Skills
• Leadership Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity; applications to this position will strictly be considered in support of our employment equity goals.