Credit Intelligence Analyst II

Capitec Bank Ltd.; Sandton; On-site; ZAR 600,000 - 900,000; Full time

Job summary

A leading financial institution in South Africa is seeking an experienced individual for a role in credit intelligence. The successful candidate will lead the delivery of analytical output and credit intelligence strategies, requiring 4-6 years in retail credit analysis and skills in SQL, SAS, R, or Python. A Bachelor's degree in Finance or Statistics is essential, with a preference for a postgraduate qualification. Competitive remuneration and an opportunity to contribute to a diverse workplace are provided.

Qualifications

• 4 - 6 years’ experience in retail credit analysis including programming in SQL/SAS/R/Python.
• Experience leading a project is ideal.
• Clear criminal and credit record required.

Responsibilities

• Lead and guide complex analytical output.
• Identify and implement credit intelligence strategies.
• Build and maintain statistical models.

Skills

Communications Skills

Leadership Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Post graduate degree in Finance or Statistics

Tools

SQL

SAS

R

Python

Job description

We’re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above finalize your application by clicking apply below.

Assume end-to-end responsibility for a credit intelligence workstream through:

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.

Ideal:

• Experience in assuming a leadership role during a project.

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Leadership Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06