Credit Intelligence Analyst (Business Banking)

Capitec Bank; Sandton; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A financial institution in Sandton is seeking a skilled professional to manage a credit intelligence workstream. The role involves leading complex analytical projects, developing new strategies, and supporting junior team members. Ideal candidates will have 4-6 years of retail credit analysis experience, strong programming skills in SQL, SAS, R, or Python, and hold a Bachelor’s degree in Finance or Statistics.

Qualifications

• 4 - 6 years’ experience in retail credit analysis.
• Strong SQL programming and descriptive analytics capabilities required.
• Ability to provide technical oversight to junior team members.

Responsibilities

• Lead delivery of complex analytical outputs in the credit intelligence workstream.
• Develop and maintain new credit intelligence strategies and solutions.
• Guide team members and address business problems related to credit intelligence.

Skills

Communications Skills

Leadership Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

Postgraduate degree in Finance or Statistics

Tools

SQL

SAS

R

Python

Job description

Purpose Statement

Assume end-to-end responsibility for a credit intelligence workstream through:

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members
  

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.

Ideal:

• Experience in assuming a leadership role during a project.
• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Leadership Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record