Credit Intelligence Analyst (Business Banking)

Capitec Bank Ltd.; Sandton; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A leading financial services provider in Sandton is seeking a Credit Intelligence Analyst to take responsibility for credit intelligence strategies, leading team deliveries and developing statistical models. Candidates should possess a Bachelor’s degree in Finance or Statistics and have 4-6 years of relevant experience, including proficiency in SQL and statistical modelling.

Qualifications

• 4 - 6 years’ experience in retail credit analysis, including programming in SQL/SAS/R/Python.
• Experience in credit intelligence performance and optimisation.
• Leadership experience during a project is ideal.

Responsibilities

• Lead delivery of complex analytical outputs.
• Implement and maintain credit intelligence strategies.
• Build and maintain statistical models to inform decision making.

Skills

SQL programming

Statistical modelling

Data visualisation

Descriptive analytics

Education

Bachelor's Degree in Finance or Statistics

Post graduate degree in Finance or Statistics

Job description

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Credit Intelligence Analyst (Business Banking)

Assume end-to-end responsibility for a credit intelligence workstream through:

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members
  

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.

Ideal:

• Experience in assuming a leadership role during a project.

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Finance or Statistics

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06