Credit Intelligence Analyst (Business Banking)

Capitec; Sandton; On-site; ZAR 500,000 - 700,000; Full time

Job summary

A leading bank in South Africa seeks to hire a Credit Intelligence Specialist responsible for delivering complex analytical outputs and leading credit intelligence strategies. Ideal candidates should have 4-6 years of experience in retail credit analysis and a Bachelor’s degree in Finance or Statistics. Strong communication, leadership, and analytical skills are essential for this role.

Qualifications

• 4 - 6 years’ experience in retail credit analysis including programming in SQL / SAS / R / Python.
• Experience in credit intelligence performance and optimisation.
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis.

Responsibilities

• Lead delivery of complex analytical output.
• Develop and maintain new credit intelligence strategies.
• Guide junior team members in technical aspects.

Skills

Communications Skills

Leadership Skills

Presentation Skills

Reporting Skills

Education

Bachelor's Degree in Finance or Statistics

A relevant post-graduate degree in Finance or Statistics

Job description

Purpose Statement

Assume End-to-end Responsibility For a Credit Intelligence Workstream Through

• Leading and guiding the delivery of complex analytical output.
• Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
• Address business problems relative to credit intelligence workstream.
• Building and maintaining new statistical models to inform credit intelligence decision making.
• Providing guidance and technical oversight to junior team members
  
  

Experience

Minimum:

• 4 - 6 years’ experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
• In case of Honours degree: 3 - 5 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).
• Credit intelligence performance and optimisation.
  
  

Ideal

• Experience in assuming a leadership role during a project.
• Portfolio specific experience
• Capitec Bank experience
  
  

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics
  
  

Qualifications (Ideal Or Preferred)

• A relevant post graduate degree in Finance or Statistics
  
  

Knowledge

N/A

Skills

• Communications Skills
• Leadership Skills
• Presentation Skills
• Reporting Skills
  
  

Conditions of Employment

• Clear criminal and credit record