Credit Analyst: Commercial Banking & Transformation (Cape Town)

MAIN PURPOSE OF THE JOB

Carry out quality credit assessment, present bankable solutions and manage the credit risk of a portfolio of clients in the Agri-business value chain in the designated regional Office.

Preferred Minimum Education and Experience

• 3-year Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management
• 3 years Relevant credit assessment experience
• Thorough knowledge of:
• NCA, CPA, FICA and related credit regulatory requirements
• The primary and secondary agriculture sector finance.
• Appraisal of credit proposals and deal structure for assets finance, working capital, backward and forward integration finance
• Advanced business acumen

Critical Competencies

• Microsoft Office
• Knowledge of risk management principles
• Knowledge / Experience of compliance systems / tools
• Compliance Management Principles
• Knowledge of Compliance related legislation
• Knowledge of Business Law Principles

Additional Requirements

• Travel is an integral part of the role
• Extended hours as and when required

Desired Skills:

• Compliance
• Credit
• Deal Origination
• Risk Management

About The Employer:
Banking