Credit Analyst

Dynexity; Sandton; On-site; ZAR 300,000 - 500,000; Full time

Job summary

A fast-growing company seeks a Credit Analyst who will assess credit data and evaluate financial information to make informed lending decisions. The role requires strong analytical skills, a finance degree, and the ability to thrive in a dynamic environment. Enjoy a supportive culture with opportunities for career growth.

Benefits

Flexible working arrangements

Regular team socials

Office snacks

Collaborative team environment

Qualifications

• A Degree in finance or administration essential.
• Knowledge of SME Sectors and funding environments essential.
• 1 to 2 years of experience is preferred.

Responsibilities

• Analyze financial statements and credit reports to assess creditworthiness.
• Prepare credit assessments and recommendations.
• Monitor accounts for credit risk and manage credit limits.

Skills

Analytical

Organizational Skills

Research

Education

Degree in finance or administration

Tools

Excel

Credit analysis tools

Job description

We're Hiring a Credit Analyst!

About Us:

We're a fast-growing, energetic company where fresh ideas are encouraged, teamwork is key, and career growth happens fast. We believe work should be meaningful and fun - we work hard and play hard. Expect lively team chats, great coffee, and a supportive crew that genuinely enjoys what they do.

The Role:

We're looking for an analytical and driven Credit Analyst to join our team. You'll assess credit data, evaluate financial information, and play a key role in making smart lending decisions that drive our success. If you have a sharp eye for detail, enjoy working with numbers, and want to thrive in a dynamic, fun environment, we'd love to hear from you.

What You'll Do:

• Analyze financial statements, credit reports, and other relevant data to assess creditworthiness
• Prepare clear, thorough credit assessments and recommendations
• Monitor existing accounts for credit risk and manage credit limits proactively
• Work closely with the credit and finance teams to ensure sound, data-driven decisions
• Help develop and refine credit policies and procedures

What We're Looking For:

• A Degree in finance or administration essential
• Knowlage of SME Sectors and funding environments essential
• A strong analytical mindset and outstanding attention to detail
• Solid understanding of financial statements and credit principles
• Proficiency in Excel; experience with credit analysis tools is a plus
• Strong communication and problem-solving skills
• A proactive, can-do attitude and the ability to work well both independently and in a team
• Someone who enjoys working hard, but knows how to have fun along the way

Why You'll Love Working With Us:

• A friendly, open, and youthful culture - we work hard and play hard
• Plenty of opportunities to learn fast, grow your skills, and make an impact from day one
• Flexible working arrangements and a collaborative team environment
• Regular team socials, office snacks, and a workplace people genuinely enjoy coming to every day

Desired Skills:

• Analytical
• Organizational Skills
• research

Desired Work Experience:

• 1 to 2 years

Desired Qualification Level:

• Degree