Credit Analyst

Analyses credit data to estimate the degree of risk in extending credit or lending money.

Consults with management to assist in corporate planning.

1. Achieve year-on-year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.
2. Manage costs/expenses within the approved budget to achieve cost efficiencies.
3. Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative, and appropriate solutions.
4. Assist internal sales partners with credit decisions and application of the credit policy.
5. Build and maintain relationships with internal business partners.
6. Maintain expert knowledge on relevant legislative amendments, industry best practices, and provide proactive advice and solutions to relevant stakeholders.
7. Maximise cross-sell opportunities through credit assessment and client portfolio analysis.
8. Ensure average approval turnaround time against target to ensure retention of clients.
9. Comply with governance in terms of legislative and audit requirements.
10. Responsible for the returns of daily stats.
11. Manage personal development to increase own skills and competencies.

Take note that applications will not be accepted on or after the date indicated below; kindly submit applications ahead of the closing date.

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All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. Candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless required by law to disclose it to other parties.