Credit Analyst

Tlt Appointing; Durban; On-site; ZAR 30,000 - 60,000; Full time

Job summary

An established industry player is seeking a detail-oriented credit analyst to assess the creditworthiness of applicants for mortgage and other credit products. This role involves conducting thorough risk assessments, ensuring compliance with credit policies, and providing quality service to internal customers. The ideal candidate will have a strong foundation in financial analysis and possess excellent analytical skills. Join a dynamic team where your expertise will contribute to sound lending decisions and support the company's growth in a competitive market.

Qualifications

• Grade 12 qualification is essential for this role.
• Strong analytical skills and financial knowledge are required.

Responsibilities

• Assess credit worthiness through risk assessment analysis.
• Ensure compliance with credit policies and best practices.
• Provide feedback on loan applications to management.

Skills

Credit Analysis

Financial Statement Preparation

Cash Flow Analysis

Math

Banking

Financial Analysis

Financial Modeling

Financial Report Interpretation

Word Processing

Analysis Skills

Education

Grade 12

Job description

• Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis on clients security / property and lending applications
• Ensure that procedures and decisions comply with credit policy and best practice standards
• Motivate and support decisions through the analysis of financial information such as bank statements financial statements and management accounts
• Provide quality service to internal customers and liaise with other staff within the company such as sales managers further lending staff unsecured lending staff and registrations officers
• Stay informed about the legal compliance and market riskrelated issues involved in the approval of credit
• Provide regular feedback on the submission of loan applications to management

Qualifications :

• grade 12

Remote Work : Employment Type :

Key Skills

Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing