Credit Analyst

Communicate Finance; Centurion; On-site; ZAR 300,000 - 400,000; Full time

Job summary

Communicate Finance is seeking a skilled Credit Analyst in South Africa. You will interview entrepreneurs, prepare credit papers, analyze credit applications, and assess cashflow forecasts to support lending decisions.Requirements include Matric and a BCom in Accounting/Finance/Economics, ERP system experience, and at least two years in a Credit Analyst role with SME exposure. The package ranges from ZAR 300,000 to 400,000 annually.Join a dynamic finance team focused on responsible credit.

Qualifications

• Matric and a relevant BCom degree.
• ERP system experience required.
• Minimum 2 years in a Credit Analyst role.
• Experience working with SMEs.

Responsibilities

• Engage with entrepreneurs to assess credit risk.
• Prepare credit papers for review.
• Use credit rating tools to analyse applications.
• Analyse credit applications and financial statements.
• Prepare detailed evaluation reports.
• Assess cashflow forecasts.
• Oversee and evaluate lending decisions.
• Conduct on-site evaluation missions.

Skills

Analytical skills

Credit analysis

SME experience

Interviewing entrepreneurs

Education

Matric

BCom Accounting/Finance/Economics

Tools

ERP system experience

Job description

Reference: CMF002948-TKL-1

Do you have strong analytical skills? Do you have a solid background in a Credit Analyst role? Look no further as I would like to assist you in finding the perfect role for you!

Duties & Responsibilities

Qualification and Experience:

• Matric
• BCom Accounting / Finance / Economics
• ERP system experience
• Minimum of 2 years in a Credit Analyst role
• Experience working with SME’s

Job Description (Responsibilities):

• Engage and interview the entrepreneurs
• Prepare credit papers for review
• Use credit rating tools to conduct analysis
• Analyse credit applications
• Prepare detailed evaluation reports
• Assess cashflow forecasts
• Oversee and evaluate lending/investment decisions
• Conduct on-site evaluation missions

If you possess the relevant qualifications, meet the minimum requirements and/or fit the job description for this finance vacancy, and are ready to take control of your next career move, please contact me today!

Package & Remuneration

R 300 000 - R 400 000 - Annually