Credit Analyst

Ca Financial Appointments; Cape Town; On-site; ZAR 40 000 - 80 000; Full time

Job summary

An exceptional opportunity awaits a qualified CA(SA) with a passion for investments and financial modeling. This role is perfect for a motivated young professional eager to develop a career in the Credit Funds sector. You will engage with model validation, creditworthiness analysis, and contribute to responsible investment policies. Join a dynamic investment management team where your analytical skills will be valued, and your contributions will shape the future of credit investments. If you're driven and ready to make an impact, this position is tailored for you.

Qualifications

• 1-2 years of experience in financial modeling and analysis.
• Strong decision-making and problem-solving skills.

Responsibilities

• Assist with model validation and review processes.
• Monitor risk-adjusted returns and optimize credit portfolios.

Skills

Financial Statement Preparation

Credit Analysis

Cash Flow Analysis

Financial Modeling

Financial Analysis

Math

Analysis Skills

Banking

Underwriting

Financial Report Interpretation

Education

CA(SA)

Post Graduate Degree/Master's

Tools

Advanced Excel

Job description

Exceptional opportunity for a qualified CA(SA) with 1-2 years of experience and financial modelling skills, who has a keen interest in investments and is pursuing CFA studies within the Credit Funds space at an investment management team. This role suits a passionate young investment professional who follows the markets and is eager to develop a career in the Credit Funds sector.

Requirements :

1. Assist with model validation policies.
2. Review processes and analytics tools that monitor accuracy on models and portfolios.
3. Review and develop quantitative models and techniques.
4. Utilise financial scorecards to analyse creditworthiness of companies and subfactor drivers of credit scores, incorporating ESG analysis.
5. Assess, research, and monitor creditworthiness of borrowers or issuers over the term of exposure.
6. Monitor risk-adjusted returns of the credit universe, assemble and oversee portfolio optimization models, and make recommendations to enhance credit portfolio performance.
7. Review opportunities in both listed and unlisted assets, including exposure to assets in Infrastructure Funds.
8. Develop debt investments via new and existing borrowers, liaising with bond issuers, DCM teams, arrangers, and rating agencies.
9. Contribute to the development of broader responsible investment policies, ESG methodologies, and impact strategies.
10. Validate investment models and monitor portfolio performance and accuracy.
11. Ensure the accuracy and currency of information used in the processes.

Additional Requirements :

1. Minimum qualification of CA(SA) or relevant Post Graduate Degree/Master's, with a preference for candidates pursuing CFA.
2. 1-2 years of experience with advanced Excel skills, financial model building, and programming experience is advantageous.
3. Highly structured, detail-oriented, and accurate.
4. Strong decision-making and problem-solving skills.
5. Excellent interpersonal and communication skills.
6. Ability to manage complex processes and focus on business outcomes.
7. Strong work ethic, self-motivated, driven, and result-oriented.
8. High level of self-confidence.
9. Ability to manage workflow on long-term research projects and demonstrate high technical competence.
10. Passionate about investments.

Additional Notes :

Please note that if you have not heard from us within 2 weeks of your application, consider it unsuccessful for this role. However, we encourage you to follow us online and apply for other suitable opportunities.

Required Skills :

Financial Statement Preparation, Credit Analysis, Cash Flow Analysis, Math, Banking, Analysis Skills, UCC Law, Underwriting, Financial Analysis, Financial Modeling, Financial Report Interpretation, Word Processing