Credit Analyst

Old Mutual Life Assurance Company (SA) Ltd; Cape Town; Presencial; ZAR 650.000 - 980.000; Jornada completa

Descripción de la vacante

Old Mutual Life Assurance Company (SA) Ltd is seeking a mid-level Credit Investment Analyst in Cape Town. You will analyse credit risk, prepare detailed reports, and support investment decisions across unlisted and fixed income instruments.

The role involves collaboration with internal stakeholders, policy development, and ensuring regulatory compliance. The position requires a B Comm or B Bus Sci, CA(SA) with 2-3 years post-articles, and CFA is a plus.

Formación

• B Comm or B Bus Sci (or equivalent) with SA relevance.
• CA(SA) with 2-3 years post-articles experience.
• CFA would be a distinct advantage.

Responsabilidades

• Analyse creditworthiness of potential transactions and assess financial data.
• Prepare credit analysis reports and advise Group Credit Committee on transactions.
• Monitor existing credits and adjust risk ratings as needed.
• Communicate views and recommendations with key internal stakeholders.
• Develop market and industry research and assist in policy implementation.
• Review legal documents and support asset management relationships.

Conocimientos

Credit investments knowledge

Financial analysis

Communication skills

Attention to detail

Team player

Educación

B Comm

B Bus Sci

CA(SA)

NQF Level 9 – Masters

Descripción del empleo

Job Description Role Details:

The credit investment analyst is a mid-level role responsible for leading and executing complex credit investment analysis, making sound financial decisions, and driving business value through strategic insight, process optimization, and effective communication. The Group Credit Investment(“GCI”) Credit Analyst will be responsible for assessing and monitoring the creditworthiness of the assets within scope of the GCI investment credit portfolio. The Credit Analyst will play a key role in supporting investment decisions, managing risk, and preserving the strength of the Shareholder Investment Credit Portfolio.

Key Result Areas:

• Analyse financial statements, credit reports, and other relevant data to assess the creditworthiness of potential credit transactions.
• Prepare detailed credit analysis reports and make recommendations to the Group Credit Committee(s) regarding transactions.
• Monitor existing credit transactions for changes in credit risk and update risk and credit ratings as necessary.
• The role will require regular, timely and effective communication of views, events and recommendations with key internal stakeholders.
• Prepare appropriate and insightful market and industry research.
• Review and negotiation of legal documents for approved investments.
• Maintain up-to-date knowledge of industry trends, economic conditions, and relevant regulations affecting credit risk.
• Assist in the development and implementation of credit policies and procedures.
• Ensure compliance with internal policies and external regulations.
• Assist in the development and improvement of internal ratings scorecards.
• Provide input aimed at enhancing existing processes and capabilities.
• Provide credit and investment expertise for any restructuring of transactions.
• Ongoing engagement with GCI’s mandated asset managers to manage the existing mandates and ensure the sourcing of suitable unlisted asset opportunities.
• Present credit and investment views to the mandate owners and ensure the ongoing adherence to the prescribed credit mandate.
• Assist with valuation of assets where required.
• Transform financial data into actionable business intelligence.
• Optimize work processes for efficiency and effectiveness.
• Plan and prioritize work to meet commitments aligned with organizational goals.
• Establish and monitor processes for measuring results.

Qualifications, Skills and Experience:

• B Comm, B Bus Sci or equivalent qualification.
• CA(SA) with 2-3 years of relevant post articles experience.
• CFA will be a distinct advantage.
• Current, relevant knowledge of credit investments across unlisted and fixed income instruments.

Competencies:

• Team player.
• Highly professional approach.
• Excellent attention to detail.
• Excellent planning and organisational skills.
• Excellent technical and analytical skills.
• Problem solver.
• Strong communication skills (written and oral).
• Ability to work well both independently and within a team.
• Strong commercial focus.
• Client service orientated.
• Ability to work under pressure and manage multiple deliverables.
• Business insight.
• Manages complexity.

Skills:

• Accounting, Action Planning, Analytics Software, Budget Management, Client Management, Computer Literacy, Data Classification, Data Compilation, Evaluating Information, Financial Acumen, Oral Communications, Policies & Procedures, Professional Presentation Competencies Business Insight Communicates Effectively Courage Decision Quality Ensures Accountability Financial Acumen Instills Trust Manages Complexity Education NQF Level 9 – Masters

Education:

NQF Level 9 – Masters

Closing Date:

25 October 2026 , 23:59

The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.

The Old Mutual Story!

Old Mutual is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments in 14 countries. The lines of business include Life and Savings, Property and Casualty, Asset Management and Banking and Lending. We are rooted in our purpose of Championing Mutually Positive Futures Every Day and believe that a great customer experience is anchored in a great employee experience.