Credit Administrator

AVBOB South Africa; Centurion; On-site; ZAR 180,000 - 300,000; Full time

Job summary

AVBOB Financial Services is seeking a Credit Administrator to join their team in Centurion. This role involves assessing and processing credit applications, ensuring compliance with credit policies, and analyzing financial data. The successful candidate will enjoy a competitive remuneration package and the opportunity for professional development within a well-established organization.

Qualifications

• Detail-oriented professional with experience in credit management.
• Ability to analyze financial data effectively.
• Strong understanding of credit policies and risk management.

Responsibilities

• Evaluate new and existing loan applications for creditworthiness.
• Ensure compliance with the National Credit Act and internal policies.
• Analyze credit data and prepare reports on credit approvals.

Skills

Credit assessment

Financial analysis

Risk management

Job description

Are you a detail-oriented professional with experience in credit management? AVBOB Financial Services is looking for a Credit Administrator to join our team. In this role, you will be responsible for assessing, processing, and monitoring credit applications while ensuring compliance with the Group’s policies and risk management guidelines.

You will be working for a company that is over 100 years old with strong values. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.

Key Responsibilities

• Evaluate new and existing loan applications by interpreting financial data to assess creditworthiness and affordability.
• Ensure effective execution of credit applications, evaluation, and approval processes.
• Make informed decisions on loan applications based on credit policies and product guidelines.
• Ensure all loans are disbursed following the Standard Operating Procedures.
• Analyse credit data and assess associated risks.
• Adhere to lending criteria based on AFS’s risk tolerance and credit risk appetite.
• Ensure compliance with the National Credit Act to promote responsible lending and prevent reckless lending.
• Communicate credit decisions to customers and explain loan terms.
• Assist customers with queries related to loan applications, repayments, and account statuses.
• Provide clear guidance on credit policies and repayment obligations.
• Prepare reports on credit approvals, outstanding debts, and risk analysis.
• Support with general administrative duties and assist with tasks arising within the department.