Coordinator : Site Hr Operations

Dhl Supply Chain; Pietermaritzburg; On-site; ZAR 30 000 - 60 000; Full time

Job summary

An established industry player seeks a detail-oriented Credit Analyst to support agribusiness financing. This role involves working closely with management to prepare comprehensive credit submissions and assess loan applications' viability. You will analyze financial statements, evaluate risks, and ensure quality assurance across key systems. Join a forward-thinking organization committed to empowering farmers and promoting sustainable agribusiness in South Africa. This position offers the opportunity to make a significant impact in a vital sector of the economy.

Qualifications

• Experience in credit analysis and financial statement interpretation.
• Ability to assess risks and develop mitigation strategies.

Responsibilities

• Collaborate with the Relationship Manager to prepare credit submissions.
• Conduct quality assurance on financial documents and procedures.

Skills

Credit Analysis

Financial Statement Analysis

Risk Assessment

Quality Assurance

Education

Bachelor's Degree in Finance or Related Field

Tools

SAPCRM

Acceleris

Job description

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa's only specialist agricultural bank, established in 1912. The bank's sole objective is to serve South African commercial and emerging farmers by providing specially designed financial services that enable them to finance land, equipment, improve assets, and obtain production credit. The Land Bank continually reviews and updates its offerings to meet the evolving needs of the industry, supporting agribusiness across the agricultural value chain. As the sector changes, with new entrants from historically disadvantaged backgrounds establishing sustainable agribusinesses, the Land Bank acts as a vital financial lifeline by offering appropriately designed products that promote viability and sustainability in a sector critical to South Africa's economy.

MAIN PURPOSE OF THE JOB

1. To work closely with the Relationship Manager and Provincial Head to package credit submission documents for Credit Committees.
2. To consolidate inputs from team members in developing the business case for loan applications, working collaboratively with team members in the Provincial Office and Credit Analysts in the Risk Management Division.
3. To provide recommendations on the viability of loan applications based on analysis and interpretation of:

• The business case
• Financial statements, including cash flow projections
• Risk considerations and mitigation strategies
• Security and collateral
• Development, social, and environmental impact considerations

To perform a first-level quality assurance on policies and procedures related to the transactions under review.

To ensure quality assurance across key systems used by the business, such as SAPCRM and Acceleris.

Required Experience

Key Skills